Last Updated: 04/18/2025
Erie Insurance Auto Insurance
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Last Updated: 04/18/2025
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Erie Insurance Auto Insurance Review
Erie Insurance is a car insurance carrier based in Erie, PA. The insurance company was founded in 1925 and offers car insurance in 12 states (and Washington, DC).
If you're considering whether Erie car insurance is a good option for you, read on.
Erie car insurance Pros & Cons
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Erie car insurance FAQ
What types of car insurance coverage options does Erie car insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Does Erie car insurance have roadside assistance?
No, Erie Insurance does not have roadside assistace.Does Erie car insurance offer ridesharing insurance?
No, Erie car insurance does not offer ridesharing coverage as a rider or endorsement.What benefits does Erie car insurance offer?
Erie car insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Free Policy Cancellation: No cancellation fees for ending your policy early.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What insurance discounts does Erie car insurance offer?
When you ask for an insurance quote with Erie car insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.- Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums. Most cars have them but it's an insurance discount people often forget to ask for.
- Internal Safety Features: Erie car insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an inurance discount.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Erie car insurance.
How does Erie Insurance calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Erie Insurance is no exception. However, you can be confident that Erie car insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Erie car insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Erie car insurance insurance quote
- Visit the Erie Insurance website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.