Fred Loya Auto Insurance

Fred Loya Auto Insurance Review

Fred Loya is a car insurance carrier based in El Paso, TX. The insurance company was founded in 1974 and offers car insurance in 10 states in the USA.

If you're considering whether Fred Loyola auto insurance is a good option for you, read on.

What types of car insurance coverage options does Fred Loyola auto insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options. Fred Loyola auto insurance offers the following types of car insurance coverage options:

Does Fred Loyola auto insurance have roadside assistance?

Does Fred Loyola auto insurance offer ridesharing insurance?

What benefits does Fred Loyola auto insurance offer?

Fred Loyola auto insurance offers the following benefits to its customers:

How does Fred Loya calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Fred Loya is no exception. However, you can be confident that Fred Loyola auto insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Fred Loyola auto insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Fred Loyola auto insurance insurance quote

• Visit the Fred Loya website.
• Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
• Check the information is accurate and submit your application.