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Fred Loya Auto Insurance
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Fred Loya Auto Insurance

Unaffiliated
in Car Insurance from Fred Loya
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
1 user doesn't recommend
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Fred Loya Auto Insurance Review

Fred Loya is a car insurance carrier based in El Paso, TX. The insurance company was founded in 1974 and offers car insurance in 10 states in the USA.

If you're considering whether Fred Loyola auto insurance is a good option for you, read on.

Fred Loyola auto insurance Pros & Cons
Pros Cons
  • No 24/7 phone availability
  • No free policy cancellation
  • No locally available agents
  • Does not offer digital claims reporting
  • No accident forgiveness
  • Does not offer emergency roadside assistance
  • No rental car coverage
  • No ridesharing coverage
  • No transport trailer coverage
  • No travel expenses or trip interruption coverage
  • Not many policy discounts available
  • Does not offer many vehicle equipment discounts
Fred Loyola auto insurance FAQ

What types of car insurance coverage options does Fred Loyola auto insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options. Fred Loyola auto insurance offers the following types of car insurance coverage options:

Does Fred Loyola auto insurance have roadside assistance?

No, Fred Loya does not have roadside assistace.

Does Fred Loyola auto insurance offer ridesharing insurance?

No, Fred Loyola auto insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does Fred Loyola auto insurance offer?

Fred Loyola auto insurance offers the following benefits to its customers:

How does Fred Loya calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Fred Loya is no exception. However, you can be confident that Fred Loyola auto insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Fred Loyola auto insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Fred Loyola auto insurance insurance quote

  • Visit the Fred Loya website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Fred Loya

Get Free Auto Insurance Quotes & Car Insurance Price Quotes. Loya Insurance Group provides competitive rates regardless of your past driving or credit history. Our low down payments and convenient monthly payment schedule offer you the flexibility you need.

Contact

About Fred Loya Auto Insurance

Availability

  Available in 10 states
  • Alabama
  • Arizona
  • California
  • Colorado
  • Georgia
  • Illinois
  • Indiana
  • New Mexico
  • Nevada
  • Texas

Feature Breakdown

Liability Vehicle Insurance
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Underinsured Motorist
  • Uninsured Motorist
Medical Vehicle Insurance
  • Medical Payments Coverage
  • Personal Injury Protection
Vehicle Coverages
  • Comprehensive
  • Collision
Carrier Features
  • Locally Available Agents
  • Mechanical / Auto Body Repair Network

Fred Loya Auto Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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