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Last Updated: 04/18/2025

Fred Loya Auto Insurance

from Fred Loya

Last Updated: 04/18/2025

Fred Loya Auto Insurance logo
Rating not yet determined2 total votes
2 users don't recommend

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Fred Loya Auto Insurance Review

Fred Loya is a car insurance carrier based in El Paso, TX. The insurance company was founded in 1974 and offers car insurance in 10 states in the USA.
If you're considering whether Fred Loyola auto insurance is a good option for you, read on.

Fred Loyola auto insurance Pros & Cons

Fred Loyola auto insurance FAQ

What types of car insurance coverage options does Fred Loyola auto insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options.

Does Fred Loyola auto insurance have roadside assistance?

No, Fred Loya does not have roadside assistance.

Does Fred Loyola auto insurance offer ridesharing insurance?

No, Fred Loyola auto insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does Fred Loyola auto insurance offer?

Fred Loyola auto insurance offers the following benefits to its customers:
  • Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
  • Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.

How does Fred Loya calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Fred Loya is no exception. However, you can be confident that Fred Loyola auto insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Fred Loyola auto insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Fred Loyola auto insurance insurance quote?

  • Visit the Fred Loya website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Fred Loya Auto Insurance logo

Message from Fred Loyola auto insurance

Get Free Auto Insurance Quotes & Car Insurance Price Quotes. Loya Insurance Group provides competitive rates regardless of your past driving or credit history. Our low down payments and convenient monthly payment schedule offer you the flexibility you need.

Contact

Headquarters

1800 Lee Trevino
El Paso, TX 79936
Visit Site
Email Support

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Fred Loya Auto Insurance Community Reviews

Would you recommend Fred Loya Auto Insurance to your friends?

U

Anonymous

Oct 9, 2023

May or may not recommend

They advertise 24/7 roadside assistance and this is not true!!!!
ZL

Zaira L.

Apr 1, 2019

May or may not recommend

They are the most horrible insurance and will not protect your interest! They are not customer friendly at all! They treat you like your just a number yet you are the one paying for their services so they can even have a business to begin with! They are horrible at processing claims, and they go by pictures and NEVER send out an adjuster to see the actual damage and base ...Show More

Showing 2 of 2 reviews

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