Last Updated: 04/18/2025
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A-(Verified 04/18/2025)
Grange Auto Insurance Review
Grange is a car insurance carrier based in Columbus, OH. The insurance company was founded in 1935 and offers car insurance in 12 states in the USA.
If you're considering whether Grange auto insurance is a good option for you, read on.
Grange auto insurance Pros & Cons
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Grange auto insurance FAQ
What types of car insurance coverage options does Grange auto insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Grange auto insurance customers can also add the following riders or endorsements to their insurance policies:
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
- Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your vehicle and its current cash value in the event of a total loss.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Grange auto insurance have roadside assistance?
Emergency Roadside Service available. Yes, Grange offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.Does Grange auto insurance offer ridesharing insurance?
No, Grange auto insurance does not offer ridesharing coverage as a rider or endorsement.What benefits does Grange auto insurance offer?
Grange auto insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Digital Claims Reporting: Never fax or mail a document again.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What insurance discounts does Grange auto insurance offer?
When you ask for an insurance quote with Grange auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.- Alternative Fuel / Hybrid: For some reason, possibly because they drive fewer miles, people who own hybrids or alternative fuel vehicles pose a lower insurance risk. If your car is green, make sure you earn the rewards.
- Internal Safety Features: Grange auto insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an inurance discount.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Grange auto insurance.
How does Grange calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Grange is no exception. However, you can be confident that Grange auto insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Grange auto insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Grange auto insurance insurance quote
- Visit the Grange website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
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