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Last Updated: 04/18/2025

Hometown Auto Insurance

in Car Insurance from Hometown Insurance Agency Inc

Last Updated: 04/18/2025

Hometown Insurance Agency Inc logo
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Hometown Auto Insurance Review

Hometown Insurance Agency Inc is a car insurance carrier based in WINCHESTER, VA. The insurance company was founded in 1963 and offers car insurance in 1 state in the USA.
If you're considering whether Hometown Auto Insurance is a good option for you, read on.

Hometown Auto Insurance Pros & Cons

Hometown Auto Insurance FAQ

What types of car insurance coverage options does Hometown Auto Insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options.

Does Hometown Auto Insurance have roadside assistance?

No, Hometown Insurance Agency Inc does not have roadside assistace.

Does Hometown Auto Insurance offer ridesharing insurance?

No, Hometown Auto Insurance does not offer ridesharing coverage as a rider or endorsement.

How does Hometown Insurance Agency Inc calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Hometown Insurance Agency Inc is no exception. However, you can be confident that Hometown Auto Insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Hometown Auto Insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Hometown Auto Insurance insurance quote

  • Visit the Hometown Insurance Agency Inc website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Hometown Auto Insurance

It seems like everyone is advertising “You can Call us, and over the phone, we can save you a bunch of money” …… Convenience is great, but how can you find the best coverage for your needs without having someone get to know you? If you don’t have the right insurance protection, will you be able to pay for necessary medical treatments, car repairs, legal fees, and other costs that come with being involved in an accident, whether you're at fault or not? Working with Hometown Insurance Agency you will have a personal, professional agent who works and lives in your community. We will take the time to get to know you and how we can protect your financial needs. We want to make sure that you and your family are protected when you need it the most! Good Student Discounts. Passive Restraint Discount. Ticket Free Discount. No Deductible Windshield Repair. Home Auto Discount. Life Insurance Discount.

Contact

Headquarters

918 South Braddock Street
WINCHESTER, VA 22601
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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