Selective Auto Insurance

Selective Auto Insurance Review

Selective Insurance is a car insurance carrier based in Branchville, NJ. The insurance company was founded in 1926 and offers car insurance in 13 states in the USA.

If you're considering whether Selective auto insurance is a good option for you, read on.

Pros	Cons
Generous with policy discounts Offers multiple vehicle equipment discounts	No 24/7 phone availability No free policy cancellation No locally available agents Does not offer digital claims reporting No accident forgiveness Does not offer emergency roadside assistance No rental car coverage No ridesharing coverage No transport trailer coverage No travel expenses or trip interruption coverage

What types of car insurance coverage options does Selective auto insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options. Selective auto insurance offers the following types of car insurance coverage options:

Selective auto insurance customers can also add the following riders or endorsements to their insurance policies:

Does Selective auto insurance have roadside assistance?

No, Selective Insurance does not have roadside assistace.

Does Selective auto insurance offer ridesharing insurance?

No, Selective auto insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does Selective auto insurance offer?

Selective auto insurance offers the following benefits to its customers:

What insurance discounts does Selective auto insurance offer?

When you ask for an insurance quote with Selective auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.

Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Selective auto insurance.

How does Selective Insurance calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Selective Insurance is no exception. However, you can be confident that Selective auto insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Selective auto insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Selective auto insurance insurance quote

• Visit the Selective Insurance website.
• Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
• Check the information is accurate and submit your application.