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Selective Auto Insurance
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Selective Auto Insurance

Unaffiliated
in Car Insurance from Selective Insurance
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

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Financial Strength Rating A

Selective Auto Insurance Review

Selective Insurance is a car insurance carrier based in Branchville, NJ. The insurance company was founded in 1926 and offers car insurance in 13 states in the USA.

If you're considering whether Selective auto insurance is a good option for you, read on.

Selective auto insurance Pros & Cons
Pros Cons
  • Generous with policy discounts
  • Offers multiple vehicle equipment discounts
  • No 24/7 phone availability
  • No free policy cancellation
  • No locally available agents
  • Does not offer digital claims reporting
  • No accident forgiveness
  • Does not offer emergency roadside assistance
  • No rental car coverage
  • No ridesharing coverage
  • No transport trailer coverage
  • No travel expenses or trip interruption coverage
Selective auto insurance FAQ

What types of car insurance coverage options does Selective auto insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options. Selective auto insurance offers the following types of car insurance coverage options:

Selective auto insurance customers can also add the following riders or endorsements to their insurance policies:

Does Selective auto insurance have roadside assistance?

No, Selective Insurance does not have roadside assistace.

Does Selective auto insurance offer ridesharing insurance?

No, Selective auto insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does Selective auto insurance offer?

Selective auto insurance offers the following benefits to its customers:

What insurance discounts does Selective auto insurance offer?

When you ask for an insurance quote with Selective auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.

Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Selective auto insurance.

How does Selective Insurance calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Selective Insurance is no exception. However, you can be confident that Selective auto insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Selective auto insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Selective auto insurance insurance quote

  • Visit the Selective Insurance website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Selective Insurance

Accidents can happen to anyone, anywhere, at any time. When they happen, it is important to be prepared by having the right level of auto insurance coverage in place. With Selective, you and your car are well protected through unique personal auto insurance coverages that are supported by flexible deductible options. By partnering directly with your local independent agent, we can deliver a best-in-class auto insurance experience customized to fit your unique lifestyle. Personal vehicle insurance by Selective Insurance is a type of insurance for individuals that protects your car, truck, or SUV in the event of an accident, weather event, or another type of claim situation. Depending on the type of auto care insurance you choose, coverage could pay for repairs or medical bills, and even help you get a rental car if you’re ever in a collision. An independent agent can help you decide if you only need basic liability coverage or if your unique needs call for optional coverages that protect against a broader range of situations. If you drive your vehicle for business purposes, your agent can help you determine if commercial car insurance coverage is needed. Check with your agent to see what coverage is appropriate.

Selective customers with personal auto insurance coverage enjoy peace of mind, knowing we’re there to help with our top notch customer service and claims care along the way. We also have self-service options like auto insurance online payment, for added convenience in your busy life. If you already have home insurance with us, you’ll get the added benefit of a competitive discount for bundling policies. Search for auto insurance agents near you that partner with Selective for a unique experience, value-added services at no additional cost, and superior service. Check out our list of agencies in your area to find the one closest to you.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by Selective Insurance

Availability

  Available in 13 states
  • Iowa
  • Illinois
  • Indiana
  • Maryland
  • Minnesota
  • New Jersey
  • Ohio
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Virginia
  • Wisconsin

Feature Breakdown

Policy Discounts
  • Automatic Payment
  • Defensive Driver / Safety Course
  • Good Student
  • Multiple Policy
  • Young Driver Training
  • Claims Free
Vehicle and Equipment Discounts
  • Anti-Lock Brake System
  • Anti-Theft Devices
  • Daytime Running Lights
  • Internal Safety Features (Air Bags / Seat Belts)
Liability Vehicle Insurance
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Underinsured Motorist
  • Uninsured Motorist
Medical Vehicle Insurance
  • Medical Payments Coverage
  • Personal Injury Protection
Vehicle Coverages
  • Comprehensive
  • Collision
Financial Strength Rating A
Carrier Features
  • 24/7 Phone Availability
  • Locally Available Agents
  • Digital Claims Reporting
  • Mechanical / Auto Body Repair Network

Selective Auto Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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