Selective Auto Insurance

Selective auto insurance Pros & Cons

Selective auto insurance FAQ

What types of car insurance coverage options does Selective auto insurance offer?

Selective auto insurance customers can also add the following riders or endorsements to their insurance policies:

• Accident Forgiveness: Selective Insurance offers accident forgiveness, which excuses your first accident. This means no insurance rate increase, even if it's your fault.
• Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your vehicle and its current cash value in the event of a total loss.
• Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

Does Selective auto insurance have roadside assistance?

Does Selective auto insurance offer ridesharing insurance?

What benefits does Selective auto insurance offer?

• 24/7 Phone Availability: Customer service is staffed around the clock.
• Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
• Digital Claims Reporting: Never fax or mail a document again.
• Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.

What insurance discounts does Selective auto insurance offer?

• Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums. Most cars have them but it's an insurance discount people often forget to ask for.
• Daytime Running Lights: This is an insurance discount you may not have heard of but it is becoming more commonplace. Daytime running lights make you more visible to drivers and pedestrians, which reduces accidents.
• Internal Safety Features: Selective auto insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an insurance discount.

How does Selective Insurance calculate insurance rates?

Does Selective auto insurance use your credit score?

1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Selective auto insurance insurance quote?

• Visit the Selective Insurance website.
• Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
• Check the information is accurate and submit your application.