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Wawanesa Auto Insurance

in Auto Insurance from Wawanesa Insurance

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Wawanesa Auto Insurance

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in Auto Insurance from Wawanesa Insurance

SuperMoney Net Recommendation Score -14

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -14, equating to 2.7 on a 5 point rating scale.

-14

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
4 users don't recommend
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Highlights
Community Rating Mostly not recommended
Financial Strength Rating A
Number of Reviews 7

Wawanesa Auto Insurance Review

Wawanesa Insurance is a car insurance carrier based in San Diego, CA. The insurance company was founded in 1896 and offers car insurance in 2 states in the USA.

If you're considering whether Wawanesa car insurance is a good option for you, read on.

Wawanesa car insurance Pros & Cons
Pros Cons
  • Free policy cancellation
  • Digital claims reporting
  • Free Policy Cancellation
  • Emergency roadside assistance
  • Rental car coverage
  • Generous with policy discounts
  • No 24/7 phone availability
  • No locally available agents
  • No accident forgiveness
  • No ridesharing coverage
  • No transport trailer coverage
  • No travel expenses or trip interruption coverage
  • Does not offer many vehicle equipment discounts
Wawanesa car insurance FAQ

What types of car insurance coverage options does Wawanesa car insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options. Wawanesa car insurance offers the following types of car insurance coverage options:

  • Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident. 
  • Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another vehicle or property when at fault in an accident.
  • Uninsured Motorist Coverage: The uninsured motorist rider covers the damages caused by a negligent driver who doesn't have an insurance policy.
  • Underinsured Motorist Coverage: This covers the damages caused by a driver who is at-fault but whose liability limits don't cover all the property damages and medical expenses of the accident.
  • Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your vehicle after an accident. If you have an auto lease, the lender may require you buy collision insurance.
  •  Comprehensive Coverage:If your vehicle is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.
  • Medical Payments Coverage: Medical payments insurance covers for the medical costs caused by an accident regardless of who is at fault. Most insurance policies will also cover funeral expenses.
  • Personal Injury Protection: Personal injury protection, also known as PIP, typically covers medical expenses, loss of essential services, funeral services, and loss of income. It is similar to medical payments coverage, or MedPay for short. The difference is that MedPay will only cover for reasonable medical expenses.

Wawanesa car insurance customers can also add the following riders or endorsements to their insurance policies:

  • Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
  • Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

Does Wawanesa car insurance have roadside assistance?

Emergency Roadside Service available. Yes, Wawanesa Insurance offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

Does Wawanesa car insurance offer ridesharing insurance?

No, Wawanesa car insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does Wawanesa car insurance offer?

Wawanesa car insurance offers the following benefits to its customers:

  • Free Policy Cancellation: No cancellation fees for ending your policy early.
  • Digital Claims Reporting: Never fax or mail a document again.
  • Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.

What insurance discounts does Wawanesa car insurance offer?

When you ask for an insurance quote with Wawanesa car insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.

Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Wawanesa car insurance.

How does Wawanesa Insurance calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Wawanesa Insurance is no exception. However, you can be confident that Wawanesa car insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Wawanesa car insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Wawanesa car insurance insurance quote

  • Visit the Wawanesa Insurance website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Wawanesa Auto Insurance

The following brief descriptions are provided to assist in understanding the coverage options available. Any coverage provided by a Wawanesa Insurance Policy is subject to the actual policy wording, endorsements, and declaration page(s) and all terms, conditions, limitations and exclusions therein. This coverage protects you against possible loss of your home, income and life savings (financial loss) should your vehicle injure or kill anyone and you are legally liable. It also pays for related legal defense, court and investigative costs. This coverage pays up to the first limit for any one person and up to the second limit for two or more persons injured or killed. This coverage protects you against financial loss when your vehicle damages another person's property, such as their vehicle, if you are legally liable. This coverage pays, up to your selected limit, for each person injured in your vehicle, including yourself. It pays expenses for medical, dental, hospitalization and funeral expenses. It also protects you and your household relatives, should they, as pedestrians, be struck by an automobile. This coverage helps pay to repair or replace your vehicle if it’s damaged by an event other than a collision. Examples include fire, theft, earthquake, explosion, glass breakage, riot, vandalism, and windstorm. This coverage pays either the actual value of your vehicle or the cost to repair, whichever is less and is subject to your chosen deductible.

This coverage provides protection if your vehicle is damaged or considered a total loss due to a collision. For example, if you rear-end another car, hit a tree or fence, or another car runs into yours. Collision coverage comes with a deductible, which is the amount you pay before your coverage helps pay for your claim. This coverage pays either the actual value of your vehicle or the cost to repair, whichever is less. This coverage pays up to $100 for each disablement of your vehicle when using our Roadside Assistance Sign and Drive Option. Maximum reimbursement using any other licensed service provider is $50 per disablement. Lockout Service is limited to $100. Roadside Assistance is not available for Travel Trailer/Recreational Trailers or Motorhomes. There is a limit of one (1) reimbursement per disablement and a total of two (2) incidents per covered vehicle per policy period. This coverage provides for expenses for a rental vehicle while your vehicle is being repaired and the cause of damage to your vehicle is covered under either Comprehensive or Collision. This coverage provides protection against the hazard of bodily injury caused by someone who has no auto liability insurance or whose bodily injury limits are lower than your chosen limit for this coverage. This coverage is available on all vehicles not insured for Collision. It provides up to $3,500 towards the lesser of either repairs to or the actual value of your vehicle for damages caused by direct physical contact with an uninsured vehicle where the driver or vehicle is identified and legally liable.

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Other Services by Wawanesa Insurance

Availability

  Available in 2 states
  • California
  • Oregon

Feature Breakdown

Policy Discounts
  • Automatic Payment
  • Claims Free
  • Continuously Insured
  • Defensive Driver / Safety Course
  • Loyalty / Long-Term Customer
  • Military
  • Multiple Policy
  • Multiple Vehicles
  • Paperless Billing / e-billing
  • Young Driver Training
Vehicle and Equipment Discounts Anti-Theft Devices
Liability Vehicle Insurance
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Uninsured Motorist
  • Underinsured Motorist
Medical Vehicle Insurance
  • Medical Payments Coverage
  • Personal Injury Protection
Vehicle Coverages
  • Comprehensive
  • Collision
Financial Strength Rating A
Carrier Features
  • Free Policy Cancellation
  • Digital Claims Reporting
  • Mechanical / Auto Body Repair Network

Wawanesa Auto Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -14, equating to 2.7 on a 5 point rating scale.

-14

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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