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Wawanesa Auto Insurance

in Auto Insurance from Wawanesa Insurance

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Wawanesa Auto Insurance

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in Auto Insurance from Wawanesa Insurance

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Highlights
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Community Rating Mostly recommended
Financial Strength Rating A
Number of Reviews 5

Wawanesa Auto Insurance Review

Where does Wawanesa Auto Insurance do business?

Wawanesa Insurance is an insurance carrier based in San Diego, CA. The company was founded in 1896 and offers auto insurance in 2 states in the USA.

If you're considering whether Wawanesa Auto Insurance is a good option for you, read on.

How does Wawanesa Auto Insurance compare to other auto insurance companies?

Pros & Cons of Wawanesa Auto Insurance
Pros Cons
  • Free policy cancellation
  • Digital claims reporting
  • Free Policy Cancellation
  • Emergency roadside service
  • Rental car coverage
  • Generous with policy discounts
  • No 24/7 phone availability
  • No locally available agents
  • No accident forgiveness
  • No ridesharing coverage
  • No transport trailer coverage
  • No travel expenses or trip interruption coverage
  • Does not offer many vehicle equipment discounts
  • What types of auto insurance coverage does Wawanesa Auto Insurance offer?

    Although we often talk about auto insurance in the singular, it really includes several types of coverage. Wawanesa Auto Insurance offers the following types of auto insurance coverage:

    • Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident. 
    • Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another vehicle or property when at fault in an accident.
    • Uninsured Motorist Coverage: The uninsured motorist rider covers the damages caused by a negligent driver who doesn't have an insurance policy.
    • Underinsured Motorist Coverage: This covers the damages caused by a driver who is at-fault but whose liability limits don't cover all the property damages and medical expenses of the accident.
    • Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your vehicle after an accident. If you have an auto lease, the lender may require you buy collision insurance.
    •  Comprehensive Coverage:If your vehicle is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.
    • Medical Payments Coverage: Medical payments insurance covers for the medical costs caused by an accident regardless of who is at fault. Most policies will also cover funeral expenses.
    • Personal Injury Protection: Personal injury protection, also known as PIP, typically covers medical expenses, loss of essential services, funeral services, and loss of income. It is similar to medical payments coverage, or MedPay for short. The difference is that MedPay will only cover for reasonable medical expenses.

    Wawanesa Auto Insurance customers can also add the following riders or endorsements to their policies:

    • Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
    • Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

    Does Wawanesa Auto Insurance have roadside assistance?

    Emergency Roadside Service available. Yes, Wawanesa Insurance offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

    Does Wawanesa Auto Insurance offer ridesharing insurance?

    No, Wawanesa Auto Insurance does not offer ridesharing coverage as a rider or endorsement.

    What benefits does Wawanesa Auto Insurance offer?

    Wawanesa Auto Insurance offers the following benefits to its customers:

    • Free Policy Cancellation: No cancellation fees for ending your policy early.
    • Digital Claims Reporting: Never fax or mail a document again.
    • Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.

    What discounts does Wawanesa Auto Insurance offer?

    When you ask for a quote with Wawanesa Auto Insurance, make sure you ask for all the discounts you qualify for. These are the discounts currently available that are specific to auto insurance.

    Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Wawanesa Auto Insurance.

    How does Wawanesa Insurance calculate rates?

    Auto insurance companies guard their risk-assessment algorithms as a trade secret, and Wawanesa Insurance is no exception. However, you can be confident that Wawanesa Auto Insurance will take into consideration your driving record, age, gender, marital status, and address.

    Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

    Does Wawanesa Auto Insurance use your credit score?

    It is safe to assume that, when legal, auto insurance companies will use your credit score as a rating factor. There are two exceptions.

    1. If you live in California, Hawaii, or Massachusetts, auto insurance companies are not allowed to use your credit report as a rating factor.
    2. There are also a handful of auto insurance companies that base their rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

    How can I get a Wawanesa Auto Insurance quote

    • Visit the Wawanesa Insurance website.
    • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
    • Check the information is accurate and submit your application.

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    Contact

    • Headquarters
    •   9050 Friars Road
      San Diego, CA 92108 USA
    •   Visit Site

    Other Services by Wawanesa Insurance

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 2 states
    • California
    • Oregon

    Feature Breakdown

    Policy Discounts
    • Automatic Payment
    • Claims Free
    • Continuously Insured
    • Defensive Driver / Safety Course
    • Loyalty / Long-Term Customer
    • Military
    • Multiple Policy
    • Multiple Vehicles
    • Paperless Billing / e-billing
    • Young Driver Training
    Vehicle and Equipment Discounts
    • Anti-Theft Devices
    Liability Vehicle Insurance
    • Bodily Injury Coverage
    • Property Damage Coverage
    • Uninsured Motorist
    • Underinsured Motorist
    Medical Vehicle Insurance
    • Medical Payments Coverage
    • Personal Injury Protection
    Vehicle Coverages
    • Comprehensive
    • Collision
    Financial Strength Rating
    • A
    Carrier Features
    • Free Policy Cancellation
    • Digital Claims Reporting
    • Mechanical / Auto Body Repair Network

    Wawanesa Auto Insurance Community Reviews

     
     

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