Auto Credit Express Auto Loan
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Auto Credit Express Auto LoanClaimed
in Auto Loans from Auto Credit Express
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|Community Rating||Strongly recommended|
|Loan Amount||$3,500 - $45,000|
|APR (Fixed APR)||N/A|
|Credit Score Range||400 - 850|
|Loan Term||Up to 72 months|
Auto Credit Express Auto Loan Review
Auto Credit Express Auto Loan is offered by Auto Credit Express, a financial services company founded in 1999 and based in El Segundo, CA. Auto Credit Express Auto Loan is offered in 50 states (and Washington, DC).
How much can you borrow via Auto Credit Express Auto Loan?
Auto Credit Express Auto Loan auto loan amounts start at $3,500 and go up to $45,000.
What APR does Auto Credit Express Auto Loan offer on its auto loans?
Auto Credit Express Auto Loan offers a fixed APR auto loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Auto Credit Express Auto Loan?
Auto Credit Express Auto Loan has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Auto Credit Express Auto Loan charge an origination fee?
No, Auto Credit Express Auto Loan does not charge a loan origination fee.A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Auto Credit Express Auto Loan charge a late fee?
Yes, Auto Credit Express Auto Loan charges borrowers with a late payment penatly fee
Does Auto Credit Express Auto Loan charge prepayment fees?
No, Auto Credit Express Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Auto Credit Express Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Auto Credit Express Auto Loan loan?
Yes, you can. Auto Credit Express Auto Loan does not charge a prepayment fee, so you can save money by paying your auto loan early.
What do you need to qualify for Auto Credit Express Auto Loan?
Applicants with a credit score of at least 400 and up to 850 are eligible for Auto Credit Express Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Auto Credit Express Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Auto Credit Express Auto Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Auto Credit Express Auto Loan. Their rates fall within the limits of The Military Lending Act.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
What is the estimated funding time for an auto loan via Auto Credit Express Auto Loan?Auto Credit Express Auto Loan will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.
Does Auto Credit Express Auto Loan report your account activity to credit bureaus?
Auto Credit Express Auto Loan does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit score.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|No Origination Fee|
|No Prepayment Fee|
|Credit Score Range||
400 - 850
|Immigration Status Considered||
|Employment Statuses Considered||
|Maximum Vehicle Age||10|
|Supported Income Types||
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$3.5K - $45K|
|Loan Term||Up to 72|