Where does Axos Bank do business?
Axos Bank is a bank based in San Diego, CA. It was founded in 2000 and offers auto loans in 50 states (and Washington, DC).
How much can you borrow via Axos Bank?
Axos Bank auto loan amounts start at $10,000 and go up to $90,000.
What APR does Axos Bank offer on its auto loans?
Axos Bank offers a fixed APR auto loan product that ranges from 4.04% up to 18%.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Axos Bank?
Axos Bank has auto loans with terms ranging from 12 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Does Axos Bank charge an origination fee?
Yes, Axos Bank may charge a loan origination fee.
Does Axos Bank charge a late fee?
Yes, Axos Bank charges borrowers with a late payment penatly fee
Does Axos Bank charge prepayment fees?
No, Axos Bank will not charge you a fee for paying your loan early. Whenever possible choose lenders like Axos Bank that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Axos Bank?
Applicants with a credit score of at least 680 can apply for a loan via Axos Bank. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
What is the estimated funding time for an auto loan via Axos Bank?
Axos Bank will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 10 business days of approval.
Does Axos Bank report loan payments to credit bureaus?
Axos Bank may report credit data to the following credit reporting agencies:
4350 La Jolla Village Drive
San Diego, CA 92122 USA
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- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- U.S. Citizen
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Military Dependent
- 1099 Misc. Income
- Direct Deposit (W2, SSA, SSDI)
- Payroll Check or Prepaid Card
- Tax Returns
- Government Issued Photo ID
- Loan Payoff Statements
- Social Security Number
- Driver License (or other photo ID)