Axos Bank

Axos Bank

in Auto Loans from Axos Bank


Axos Bank


in Auto Loans from Axos Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Axos Bank to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Loan Amount $10,000 - $90,000
APR (Fixed APR) 4.04% - 18%
Credit Score Range 680 - 850
Loan Term (Months) 12 - 72


Where does Axos Bank do business?

Axos Bank is a bank based in San Diego, CA. It was founded in 2000 and offers auto loans in 50 states (and Washington, DC).

How much can you borrow via Axos Bank?

Axos Bank auto loan amounts start at $10,000 and go up to $90,000.

What APR does Axos Bank offer on its auto loans?

Axos Bank offers a fixed APR auto loan product that ranges from 4.04% APR up to 18% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Axos Bank?

Axos Bank has auto loans with terms ranging from 12 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Axos Bank charge an origination fee?

Yes, Axos Bank may charge a loan origination fee.

Does Axos Bank charge a late fee?

Yes, Axos Bank charges borrowers with a late payment penatly fee

Does Axos Bank charge prepayment fees?

No, Axos Bank will not charge you a fee for paying your loan early. Whenever possible choose lenders like Axos Bank that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Axos Bank?

Applicants with a credit score of at least 680 can apply for a loan via Axos Bank. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license

What is the estimated funding time for an auto loan via Axos Bank?

Axos Bank will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 10 business days of approval.

Does Axos Bank report loan payments to credit bureaus?

Axos Bank may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 680 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Mileage 125,000
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Joint Loan Applications Accepted
  • Co-borrower
Verification Documents Required
  • Government Issued Photo ID
  • Loan Payoff Statements
  • Social Security Number
  • Driver License (or other photo ID)
Loan Amount $10K - $90K
Loan Term (Months) 12 - 72
APR (Fixed APR) 4.04% - 18%

Be the first to rate


Would you recommend Axos Bank to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Auto Loans