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Last Updated: 04/18/2025

FB&T Auto Loan

in Auto Loans from FB&T

Last Updated: 04/18/2025

FB&T Auto Loan logo
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Amount Range

N/A

APR (Fixed APR)

N/A

Credit Score Range

580 - 840

Loan Term (Months)

N/A
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FB&T Auto Loan Review

FB&T Auto Loan is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Auto Loan are available in 1 state.

FB&T Auto Loan FAQ

What APR does FB&T Auto Loan offer on its car loans?

FB&T Auto Loan offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does FB&T Auto Loan charge an origination fee?

Yes, FB&T Auto Loan may charge a loan origination fee .

Does FB&T Auto Loan charge a late fee?

Yes, FB&T Auto Loan charges borrowers with a late payment penatly fee

Does FB&T Auto Loan charge prepayment fees?

Yes, FB&T Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my FB&T Auto Loan loan?

Yes, you can. However, FB&T Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for FB&T Auto Loan?

Applicants with a credit score of at least 580 and up to 840 may be eligible for FB&T Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
FB&T Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by FB&T Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Proof of insurance
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does FB&T Auto Loan report your account activity to credit bureaus?

Yes, FB&T Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does FB&T perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
FB&T Auto Loan allows you to check your rates with a soft credit pull.

Is FB&T a legit company?

FB&T was founded in 1934, it is a well-established company that has been in business for 92 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

FB&T Auto Loan logo

Message from FB&T Auto Loan

When it’s time to replace your wheels, come see us first. We’ll provide you with NADA prices on the car or truck you’re trading in and the one you’re interested in purchasing. An informed buyer always gets the best deal! If you’re uncertain how much you can spend and still have a payment that fits your budget, we’re here for that too. Our competitive rates, flexible financing and personal service offer the perfect combination to get you moving!

Contact

Headquarters

407 7th Street
Perry, OK 73077
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Hours of Operation

Sunday

Closed

Monday

8:30AM - 3:00PM

Tuesday

8:30AM - 3:00PM

Wednesday

8:30AM - 3:00PM

Thursday

8:30AM - 3:00PM

Friday

8:30AM - 5:30PM

Saturday

Closed

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