FB&T Auto Loan
FB&T Auto Loan
in Auto Loans from FB&T

FB&T Auto Loan

in Auto Loans from FB&T
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Autopay Auto Loan
Autopay Auto Loan 60 reviews
Credit Score Range 580 - 840
Loan Amount N/A
APR  (Fixed APR) N/A
Loan Term (Months) N/A

FB&T Auto Loan Review

FB&T Auto Loan is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Auto Loan are available in 1 state across the USA.

FB&T Auto Loan FAQ

What APR does FB&T Auto Loan offer on its car loans?

FB&T Auto Loan offers a fixed apr car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does FB&T Auto Loan charge an origination fee?

Yes, FB&T Auto Loan may charge a loan origination fee.

Does FB&T Auto Loan charge a late fee?

Yes, FB&T Auto Loan charges borrowers with a late payment penatly fee

Does FB&T Auto Loan charge prepayment fees?

Yes, FB&T Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my FB&T Auto Loan loan?

Yes, you can. However, FB&T Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for FB&T Auto Loan?

Applicants with a credit score of at least 580 and up to 840 may be eligible for FB&T Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

FB&T Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. FB&T Auto Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via FB&T Auto Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by FB&T Auto Loan.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Proof of insurance
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does FB&T Auto Loan report your account activity to credit bureaus?

Yes, FB&T Auto Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is FB&T a legit company?

FB&T was founded in 1934, it is a well-established company that has been in business for 89 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From FB&T Auto Loan

When it’s time to replace your wheels, come see us first. We’ll provide you with NADA prices on the car or truck you’re trading in and the one you’re interested in purchasing. An informed buyer always gets the best deal! If you’re uncertain how much you can spend and still have a payment that fits your budget, we’re here for that too. Our competitive rates, flexible financing and personal service offer the perfect combination to get you moving!


  Available in 1 state
Availabile in all of Oklahoma

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Vehicle Type Auto
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
Credit Score Range 580 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Cash
  • Bank Transfer
Pre-Qualified Soft Credit Inquiry
APR Type Fixed APR

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