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  FB&T Auto Loan

FB&T Auto Loan

in Auto Loans from FB&T

Unaffiliated

FB&T Auto Loan

Unaffiliated

in Auto Loans from FB&T

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Highlights
Credit Score Range 580 - 840
Loan Amount N/A
APR  (Fixed APR) N/A
Loan Term (Months) N/A

FB&T Auto Loan Review

FB&T Auto Loan is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Auto Loan is available in 1 state across the USA.

FB&T Auto Loan FAQ

What APR does FB&T Auto Loan offer on its auto loans?

FB&T Auto Loan offers a fixed APR auto loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does FB&T Auto Loan charge an origination fee?

Yes, FB&T Auto Loan may charge a loan origination fee.

Does FB&T Auto Loan charge a late fee?

Yes, FB&T Auto Loan charges borrowers with a late payment penatly fee

Does FB&T Auto Loan charge prepayment fees?

Yes, FB&T Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my FB&T Auto Loan loan?

Yes, you can. However, FB&T charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for FB&T Auto Loan?

Applicants with a credit score of at least 580 and up to 840 may be eligible for FB&T Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

FB&T Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. FB&T Auto Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via FB&T Auto Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by FB&T Auto Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Proof of insurance
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does FB&T Auto Loan report your account activity to credit bureaus?

Yes, FB&T Auto Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Oklahoma
Availabile in all of Oklahoma

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Vehicle Type Auto
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Credit Score Range 580 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Bank Transfer
  • Cash
Pre-Approved Soft Credit Inquiry

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