First Bank Vehicle Loan
in Auto Loans from First BankUnaffiliated
|Credit Score Range||560 - 840|
|APR (Fixed APR)||N/A|
|Loan Term (Months)||Up to 72 months|
First Bank Vehicle Loan Review
First Bank Vehicle Loan is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank Vehicle Loan is available in 3 states across the USA.
What APR does First Bank Vehicle Loan offer on its auto loans?
First Bank Vehicle Loan offers a fixed APR auto loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with First Bank Vehicle Loan?
First Bank Vehicle Loan has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does First Bank Vehicle Loan charge an origination fee?
Yes, First Bank Vehicle Loan may charge a loan origination fee.
Does First Bank Vehicle Loan charge a late fee?
Yes, First Bank Vehicle Loan charges borrowers with a late payment penatly fee
Does First Bank Vehicle Loan charge prepayment fees?
Yes, First Bank Vehicle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my First Bank Vehicle Loan loan?
Yes, you can. However, First Bank charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What do you need to qualify for First Bank Vehicle Loan?Applicants with a credit score of at least 560 and up to 840 may be eligible for First Bank Vehicle Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank Vehicle Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank Vehicle Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by First Bank Vehicle Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of insurance
- Driver's license
- Government issued photo ID
- Proof of identity
Does First Bank Vehicle Loan report your account activity to credit bureaus?
Yes, First Bank Vehicle Loan reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
11901 Olive Blvd
Creve Coeur, MO 63141
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Other Services by First Bank
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|Credit Score Range||560 - 840|
|Credit Bureau Reporting||
|Pre-Approved Soft Credit Inquiry|
|Loan Term||Up to 72 months|