First Bank Vehicle Loan
First Bank Vehicle Loan
in Auto Loans from First Bank

First Bank Vehicle Loan

in Auto Loans from First Bank
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Credit Score Range 560 - 840
Loan Amount N/A
APR  (Fixed APR) N/A
Loan Term (Months) Up to 72 months

First Bank Vehicle Loan Review

First Bank Vehicle Loan is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank Vehicle Loan is available in 3 states across the USA.

First Bank auto loan FAQ

What APR does First Bank auto loan offer on its car loans?

First Bank auto loan offers a fixed apr car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with First Bank auto loan?

First Bank auto loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does First Bank auto loan charge an origination fee?

Yes, First Bank auto loan may charge a loan origination fee.

Does First Bank auto loan charge a late fee?

Yes, First Bank auto loan charges borrowers with a late payment penatly fee

Does First Bank auto loan charge prepayment fees?

Yes, First Bank auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my First Bank auto loan loan?

Yes, you can. However, First Bank auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for First Bank Vehicle Loan?

Applicants with a credit score of at least 560 and up to 840 may be eligible for First Bank Vehicle Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Bank Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank Vehicle Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank Vehicle Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by First Bank Vehicle Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of insurance
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does First Bank Vehicle Loan report your account activity to credit bureaus?

Yes, First Bank Vehicle Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is First Bank a legit company?

First Bank was founded in 1906, it is a well-established company with approximately 900 employees that has been in business for 116 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message From First Bank auto loan

Some people want something sporty. Others want extra space for cargo or kids. One thing no one wants with their next car, truck, or SUV is a big monthly payment. Our auto loans come nicely equipped with low rates that leave you with money left over for gas, oil, and some nice weekend road trips. Drive away with a low fixed-rate and save money every month. Choose your financing period, ranging up to 72 months. Learn how much you can afford by getting loan pre-approval before you visit the dealership. Save money on your current car loan by refinancing at First Bank.


  Available in 3 states
  • California
  • Illinois
  • Missouri

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Vehicle Type
  • Auto
  • Motorcycles
  • Boats
  • RVs
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
Credit Score Range 560 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Credit/Debit Card
  • Cash
  • Bank Transfer
Pre-Qualified Soft Credit Inquiry
APR Type Fixed APR
Loan Term Up to 72 months

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