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  Flagship Credit Acceptance

Flagship Credit Acceptance

in Auto Loans from Flagship Credit Acceptance LLC

Unaffiliated

Flagship Credit Acceptance

Unaffiliated

in Auto Loans from Flagship Credit Acceptance LLC

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Loan Amount $7,500 - $45,000
APR  (Fixed APR) Up to 36%
Credit Score Range 525 - 850
Loan Term Up to 78 months
Number of Reviews 6

Flagship Credit Acceptance Review

Flagship Credit Acceptance is offered by Flagship Credit Acceptance LLC, a direct lender founded in 2006 and based in Chadds Ford, PA. Flagship Credit Acceptance is available in 48 states (and Washington, DC).

How much can you borrow via Flagship Credit Acceptance?

Flagship Credit Acceptance auto loan amounts start at $7,500 and go up to $45,000.

What APR does Flagship Credit Acceptance offer on its auto loans?

Flagship Credit Acceptance offers a fixed APR auto loan product up to 36% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Flagship Credit Acceptance?

Flagship Credit Acceptance has auto loans with a maximum term of 78 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Flagship Credit Acceptance charge an origination fee?

Yes, Flagship Credit Acceptance may charge a loan origination fee.

Does Flagship Credit Acceptance charge a late fee?

Yes, Flagship Credit Acceptance charges borrowers with a late payment penatly fee

Does Flagship Credit Acceptance charge prepayment fees?

Yes, Flagship Credit Acceptance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Flagship Credit Acceptance loan?

Yes, you can. However, Flagship Credit Acceptance LLC charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for Flagship Credit Acceptance?

Applicants with a credit score of at least 525 and up to 850 are eligible for Flagship Credit Acceptance.

Flagship Credit Acceptance does not have or does not disclose a minimum annual income eligibility requirement. Flagship Credit Acceptance only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Flagship Credit Acceptance. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Flagship Credit Acceptance. Permanent resident / green card holders are also eligible to apply. An uncommon feature is for lenders to offer their services to non-residents. Flagship Credit Acceptance LLC is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Flagship Credit Acceptance will consider you for their services.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Flagship Credit Acceptance report your account activity to credit bureaus?

Flagship Credit Acceptance reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

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Contact

  • Headquarters
  •   3 Christy Drive
    Suite 203
    Chadds Ford, PA 19317
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 8:00am
  • Tuesday 8:00am - 8:00am
  • Wednesday 8:00am - 8:00am
  • Thursday 8:00am - 8:00am
  • Friday 8:00am - 8:00am
  • Saturday Closed

About Flagship Credit Acceptance

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 48 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • Non-Residents Through Entities Incorporated in the U.S.
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
  • Individual Applications
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Payroll Check or Prepaid Card
  • Tax Returns
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Joint Loans Available  
Payment Options
  • Automatic Payments
  • Bank Transfer
  • Check by mail
Loan Amount $7.5K - $45K
APR (Fixed APR) Up to 36%
Loan Term Up to 78

Flagship Credit Acceptance Community Reviews

 

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