Globe Acceptance Automotive Financing

Globe Acceptance Automotive Financing Review

Globe Acceptance Automotive Financing is offered by Globe Acceptance, a direct lender founded in 1914 and based in Des Moines, IA. Globe Acceptance Automotive Financing are available in 5 states across the USA.

Globe loan FAQ

How much can you borrow via Globe loan?

Globe loan loan amounts start at $500.

What APR does Globe loan offer on its car loans?

Globe loan offers an car loan product that ranges from 3% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Globe loan?

Globe loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Globe loan charge an origination fee?

Yes, Globe loan may charge a loan origination fee.

Does Globe loan charge a late fee?

Yes, Globe loan charges borrowers with a late payment penatly fee

Does Globe loan charge prepayment fees?

No, Globe loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Globe loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Globe loan loan?

Yes, you can. Globe loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Globe Acceptance Automotive Financing?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Globe Acceptance Automotive Financing does not have or does not disclose a minimum annual income eligibility requirement. Globe Acceptance Automotive Financing only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Globe Acceptance Automotive Financing. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Globe loan?

Globe loan will typically approve (or deny) a car loan application within 48 hours and fund the car loan within 7 business days of approval.

Is Globe Acceptance a legit company?

Globe Acceptance was founded in 1914, it is a well-established company that has been in business for 109 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.