GM Financial
in Auto Loans from General Motors Financial Company, Inc.
Would you recommend GM Financial to your friends?
| Community Rating | Strongly not recommended |
| Loan Amount | $7,500 - $125,000 |
| APR | 1.9% - 19.9% |
| Credit Score Range | 550 - 850 |
| Loan Term | Up to 72 months |
| Number of Reviews | 24 |
GM Financial Review
GM Financial is an auto purchase finance offering by General Motors Financial Company, Inc., based in Fort Worth, TX. Founded in 1992, General Motors Financial Company, Inc. offers auto loans in 50 states (and Washington, DC).
How much can you borrow via GM Financial?
GM Financial auto loan amounts start at $7,500 and go up to $125,000.
What APR does GM Financial offer on its auto loans?
GM Financial offers an auto loan product that ranges from 1.9% APR up to 19.9% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with GM Financial?
GM Financial has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does GM Financial charge an origination fee?
Yes, GM Financial may charge a loan origination fee.
Does GM Financial charge a late fee?
Yes, GM Financial charges borrowers with a late payment penatly fee
Does GM Financial charge prepayment fees?
Yes, GM Financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my GM Financial loan?
Yes, you can. However, General Motors Financial Company, Inc. charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What are the GM Financial auto loan requirements?
Applicants with a credit score of at least 550 can apply for a loan via GM Financial. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
Does GM Financial report loan payments to credit bureaus?
GM Financial may report credit data to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Contact
- Headquarters
-
801 Cherry Street
Ste. 350
Fort Worth, TX 76102 USA - (800) 644-2297
- Visit Site
About GM Financial
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
GM Financial Community Reviews
Would you recommend GM Financial to your friends?
