Features

GM Financial, formerly known as GMAC Automotive Financing, offers competitive rates and flexible plans by state for auto loans and leasing. Applications can be made online or by phone. The website features tools such as advice on budgeting and applying for credit, an online bill payment system, and a payment calculator.

  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • Max Loan Term (Months)
    72
  • Credit Score Range
    550 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Vehicle Age
    2
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
    Other
  • APR
    1.9% - 19.9%
  • Customizable Payment Dates
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
  • Loan Amount
    $7500 - $125000
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