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Honda Financial Services

in Auto Loans

Unaffiliated Visit Site

Honda Financial Services

Unaffiliated

in Auto Loans

SuperMoney Net Recommendation Score -80% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

2 users recommend
0 users are unsure
18 users don't recommend
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Overview

Where does Honda Financial Services do business?

Honda Financial Services is based in Torrance, CA. It was founded in 1980 and offers auto loans in 50 states (and Washington, DC).

What APR does Honda Financial Services offer on its auto loans?

Honda Financial Services offers auto loans with APRs starting at 0.9%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Honda Financial Services?

Honda Financial Services has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Honda Financial Services charge an origination fee?

Yes, Honda Financial Services may charge a loan origination fee.

Does Honda Financial Services charge a late fee?

Yes, Honda Financial Services charges borrowers with a late payment penatly fee

Does Honda Financial Services charge prepayment fees?

Yes, Honda Financial Services does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Honda Financial Services?

Applicants with a credit score of at least 650 can apply for a loan via Honda Financial Services. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Honda Financial Services?

Honda Financial Services will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

 

"Not all buyers may qualify. Higher rates apply for buyers with lower credit ratings."
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Contact

  • Headquarters
  • 20800 Madrona Avenue
    Torrance, CA 90503 USA
  • Visit Site

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Age
18
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Maximum Vehicle Age
5
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Credit Score Range
650 - 850
850 300 650
Immigration Status Considered
  • U.S. Permanent Resident
Verification Documents Required?
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term (Months)
Up to
72
APR
Starting at
0.9%

Reviews

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