Features

Where does Honda Financial Services do business?

Honda Financial Services is based in Torrance, CA. It was founded in 1980 and offers auto loans in 50 states (and Washington, DC).

What APR does Honda Financial Services offer on its auto loans?

Honda Financial Services offers auto loans with APRs starting at 0.9% .Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term for a Honda Financial Services auto loan?

Honda Financial Services offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does Honda Financial Services charge an origination fee?

Yes, Honda Financial Services charges a loan origination fee .

Does Honda Financial Services charge a late fee?

Yes, Honda Financial Services charges borrowers with a late payment penatly fee.

Does Honda Financial Services charge prepayment penalties?

Yes, Honda Financial Services does charge borrowers a penalty fee if they pay their loans early. Consider prepayment penalty fees when you choose a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What is Honda Financial Services’s eligibility criteria?

Honda Financial Services requires borrowers to have a credit score of at least 650 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Honda Financial Services?

Honda Financial Services will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval

  • Max Loan Term (Months)
    72
  • Credit Score Range
    650 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Vehicle Age
    5
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
    Other
  • APR
    Starting at 0.9%
  • Approval Speed (Hours)
    24
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
"Not all buyers may qualify. Higher rates apply for buyers with lower credit ratings."
SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Reviews

Write a Review

Sort by:

  • Rating
  • Date
  • Most Useful

New Review for Honda Financial Services

Rate your experience:

Cancel

Other Auto Loans companies