Huntington Auto Loans

Huntington Auto Loans Review

Huntington Auto Loans is offered by The Huntington National Bank, a bank founded in 1866 and based in Columbus, OH. Huntington Auto Loans are available in 6 states across the USA.

Huntington Bank Car loan FAQ

How much can you borrow via Huntington Bank Car loan?

Huntington Bank Car loan loan amounts start at $3,000 and go up to $100,000.

What APR does Huntington Bank Car loan offer on its car loans?

Huntington Bank Car loan offers a fixed apr car loan product that ranges from 4.72% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Huntington Bank Car loan?

Huntington Bank Car loan has car loans with a maximum term of 66 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Huntington Bank Car loan charge an origination fee?

Yes, Huntington Bank Car loan may charge a loan origination fee.

Does Huntington Bank Car loan charge a late fee?

Yes, Huntington Bank Car loan charges borrowers with a late payment penatly fee

Does Huntington Bank Car loan charge prepayment fees?

No, Huntington Bank Car loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Huntington Bank Car loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Huntington Bank Car loan loan?

Yes, you can. Huntington Bank Car loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Huntington Auto Loans?

Applicants with a credit score of at least 700 and up to 850 may be eligible for Huntington Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Huntington Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Huntington Auto Loans only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Huntington Auto Loans. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Huntington Bank Car loan?

Huntington Bank Car loan will typically approve (or deny) a car loan application within 24 hours and fund the car loan within 7 business days of approval.

Is The Huntington National Bank a legit company?

The Huntington National Bank was founded in 1866, it is a well-established company that has been in business for 157 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.