Features

Where does J.J. Best Banc & Co. do business?

J.J. Best Banc & Co. is based in New Bedford, MA. It was founded in 1993 and offers auto loans in 50 states (and Washington, DC).

What APR does J.J. Best Banc & Co. offer on its auto loans?

J.J. Best Banc & Co. offers auto loans with APRs starting at 1.87% .Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term for a J.J. Best Banc & Co. auto loan?

J.J. Best Banc & Co. offers auto loans with terms of up to 84 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does J.J. Best Banc & Co. charge an origination fee?

Yes, J.J. Best Banc & Co. charges a loan origination fee .

Does J.J. Best Banc & Co. charge a late fee?

Yes, J.J. Best Banc & Co. charges borrowers with a late payment penatly fee.

Does J.J. Best Banc & Co. charge prepayment penalties?

No, J.J. Best Banc & Co. will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like J.J. Best Banc & Co. that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What is J.J. Best Banc & Co.’s eligibility criteria?

J.J. Best Banc & Co. requires borrowers to have a credit score of at least 650 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via J.J. Best Banc & Co.?

J.J. Best Banc & Co. will typically approve (or deny) a loan application within 1 hour and fund auto loans within 1 and 7 days of approval

  • Payment Options
    • Automatic Payments
    • Check by mail
  • Max Loan Term (Months)
    84
  • Credit Score Range
    650 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Vehicle Age
    117
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Institution Type
    Other
  • APR
    Starting at 1.87%
  • Approval Speed (Hours)
    1
  • Customizable Payment Dates
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Loan Amount
    $6000 - $750000
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