Louisiana Federal Auto Loans
Louisiana Federal Auto Loans
in Auto Loans from Louisiana Federal Credit Union

Louisiana Federal Auto Loans

in Auto Loans from Louisiana Federal Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Louisiana Federal Auto Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Loan Amount N/A
APR  (Factor Based) 4.74% - 8.74%
(Verified 08/04/2023)
Loan Term (Months) 36 - 84 months
Credit Score Range N/A

Louisiana Federal Auto Loans Review

Louisiana Federal Auto Loans is offered by louisiana federal credit union, a credit union founded in 1935 and based in LaPlace, LA. louisiana auto loans are available in 1 state across the USA.

louisiana auto loans FAQ

What APR does louisiana auto loans offer on its car loans?

louisiana auto loans offers a car loan product that ranges from 4.74% APR up to 8.74% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with louisiana auto loans?

louisiana auto loans has car loans with terms ranging from 36 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does louisiana auto loans charge an origination fee?

Yes, louisiana auto loans may charge a loan origination fee.

Does louisiana auto loans charge a late fee?

Yes, louisiana auto loans charges borrowers with a late payment penatly fee

Does louisiana auto loans charge prepayment fees?

Yes, louisiana auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my louisiana auto loans loan?

Yes, you can. However, louisiana auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Louisiana Federal Auto Loans?

Louisiana Federal Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Louisiana Federal Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Louisiana Federal Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Louisiana Federal Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Louisiana Federal Auto Loans.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit

Does Louisiana Federal Auto Loans report your account activity to credit bureaus?

Yes, Louisiana Federal Auto Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Louisiana Federal Credit Union a legit company?

Louisiana Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 88 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Louisiana Federal Credit Union


  Available in 1 state
Availabile in all of Louisiana

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Vehicle Type
  • Auto
  • Motorcycles
  • Boats
  • RVs
  • ATVs
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Over the Phone
  • Automatic Payments
  • Credit/Debit Card
  • Bank Transfer
APR Type Factor Based
APR (Factor Based) 4.74% - 8.74%
(Verified 08/04/2023)
Loan Term 36 - 84 months

Be the first to rate


Would you recommend Louisiana Federal Auto Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Auto Loans