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Last Updated: 04/18/2025

Louisiana Federal Auto Loans

in Auto Loans from Louisiana Federal Credit Union

Last Updated: 04/18/2025

Louisiana Federal Credit Union logo
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Amount Range

N/A

APR (Factor Based)

4.74% - 8.74%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

36 - 84
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Louisiana Federal Auto Loans Review

Louisiana Federal Auto Loans is offered by Louisiana Federal Credit Union, a credit union founded in 1935 and based in LaPlace, LA. louisiana auto loans are available in 1 state.

louisiana auto loans FAQ

What APR does louisiana auto loans offer on its car loans?

louisiana auto loans offers a car loan product that ranges from 4.74% APR up to 8.74% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with louisiana auto loans?

louisiana auto loans has car loans with terms ranging from 36 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does louisiana auto loans charge an origination fee?

Yes, louisiana auto loans may charge a loan origination fee .

Does louisiana auto loans charge a late fee?

Yes, louisiana auto loans charges borrowers with a late payment penatly fee

Does louisiana auto loans charge prepayment fees?

Yes, louisiana auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my louisiana auto loans loan?

Yes, you can. However, louisiana auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Louisiana Federal Auto Loans?

Louisiana Federal Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Louisiana Federal Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Louisiana Federal Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Louisiana Federal Auto Loans report your account activity to credit bureaus?

Yes, Louisiana Federal Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Louisiana Federal Credit Union perform a hard credit pull?

Yes, louisiana auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is louisiana federal credit union a legit company?

louisiana federal credit union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

350 Belle Terre Blvd
LaPlace, LA 70068
(985) 652-4990
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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