Mainstreet Credit Union Auto Loans

Mainstreet Credit Union Auto Loans Review

Mainstreet Credit Union Auto Loans is offered by mainstreet credit union, a credit union founded in 1953 and based in Lenexa, KS. Mainstreet Credit Union Auto Loans are available in 50 states (and Washington, DC).

Mainstreet Credit Union Auto Loans FAQ

What APR does Mainstreet Credit Union Auto Loans offer on its car loans?

Mainstreet Credit Union Auto Loans offers a car loan product that ranges from 6.24% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Mainstreet Credit Union Auto Loans?

Mainstreet Credit Union Auto Loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Mainstreet Credit Union Auto Loans charge an origination fee?

Yes, Mainstreet Credit Union Auto Loans may charge a loan origination fee.

Does Mainstreet Credit Union Auto Loans charge a late fee?

Yes, Mainstreet Credit Union Auto Loans charges borrowers with a late payment penatly fee

Does Mainstreet Credit Union Auto Loans charge prepayment fees?

Yes, Mainstreet Credit Union Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Mainstreet Credit Union Auto Loans loan?

Yes, you can. However, Mainstreet Credit Union Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Mainstreet Credit Union Auto Loans?

Mainstreet Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Mainstreet Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Mainstreet Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mainstreet Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Is Mainstreet Credit Union a legit company?

Mainstreet Credit Union was founded in 1953, it is a well-established company that has been in business for 70 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.