Mariner Finance is a direct lender based in Baltimore, MD. It was founded in 2002 and offers auto loans in 20 states across the USA.
Mariner Finance offers auto loans with APRs starting at 3% .Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Mariner Finance offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay.
Yes, Mariner Finance charges a loan origination fee .
Yes, Mariner Finance charges borrowers with a late payment penatly fee.
No, Mariner Finance will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like Mariner Finance that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Mariner Finance requires borrowers to have a credit score of at least 600 to apply.
To qualify, applicants must provide the following documentation:
Mariner Finance will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval
Making regular payments to a lender that reports to one or more credit bureaus may help you improve your credit score. Mariner Finance reports credit data to the following credit reporting agencies:
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