Where does Mariner Finance do business?
Mariner Finance is a direct lender based in Baltimore, MD. It was founded in 2002 and offers auto loans in 20 states across the USA.
How much can you borrow via Mariner Finance?
Mariner Finance auto loan amounts start at $500 and go up to $50,000.
What APR does Mariner Finance offer on its auto loans?
Mariner Finance has a variable APR starting at 3%.
What is the maximum loan term you can get with Mariner Finance?
Mariner Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Mariner Finance charge an origination fee?
Yes, Mariner Finance may charge a loan origination fee.
Does Mariner Finance charge a late fee?
Yes, Mariner Finance charges borrowers with a late payment penatly fee
Does Mariner Finance charge prepayment fees?
No, Mariner Finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Mariner Finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Mariner Finance?
Applicants with a credit score of at least 600 can apply for a loan via Mariner Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via Mariner Finance?
Mariner Finance will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.
Does Mariner Finance report loan payments to credit bureaus?
Mariner Finance may report credit data to the following credit reporting agencies:
8211 Town Center Drive
Baltimore, MD 21236 USA
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Other Services by Mariner Finance
- New Jersey
- New York
- North Carolina
- South Carolina
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- U.S. Permanent Resident
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)