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Mariner Finance

in Auto Loans

Unaffiliated Visit Site

Mariner Finance

Unaffiliated

in Auto Loans

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Overview

Where does Mariner Finance do business?

Mariner Finance is a direct lender based in Baltimore, MD. It was founded in 2002 and offers auto loans in 20 states across the USA.

What APR does Mariner Finance offer on its auto loans?

Mariner Finance offers auto loans with APRs starting at 3%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Mariner Finance?

Mariner Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Mariner Finance charge an origination fee?

Yes, Mariner Finance may charge a loan origination fee.

Does Mariner Finance charge a late fee?

Yes, Mariner Finance charges borrowers with a late payment penatly fee

Does Mariner Finance charge prepayment fees?

No, Mariner Finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Mariner Finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Mariner Finance?

Applicants with a credit score of at least 600 can apply for a loan via Mariner Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Mariner Finance?

Mariner Finance will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

Does Mariner Finance report loan payments to credit bureaus?

Mariner Finance reports credit data to the following credit reporting agencies:

  • Equifax
  • Transunion

 

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Availability

Available in 20 States
  • Alabama
  • Delaware
  • Florida
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Missouri
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin

Feature Breakdown

No Prepayment Fee
Minimum Age
18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Credit Score Range
600 - 850
850 300 600
Immigration Status Considered
  • U.S. Permanent Resident
Verification Documents Required?
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Funding Time Range (in days)
1 - 7
0 14
Approval Speed (Hours)
24
Joint Loans Available
Credit Bureau Reporting
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
Loan Term (Months)
Up to
72
Loan Amount
$500 - $50K
$500 $100K+
APR
Starting at
3%

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