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  Members First CU Florida Boat/Motorcycle/RV Loans
Members First CU Florida Boat/Motorcycle/RV Loans Unaffiliated

Members First CU Florida Boat/Motorcycle/RV Loans

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Highlights
Loan Amount N/A
APR  (Fixed APR) 3.99% - 17.99%
(Verified 08/04/2023)
Loan Term (Months) 72 - 144 months
Credit Score Range 600 - 850

Members First CU Florida Boat/Motorcycle/RV Loans Review

Members First CU Florida Boat/Motorcycle/RV Loans is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members First CU Florida Boat/Motorcycle/RV Loans are available in 1 state across the USA.

Members First CU Florida Boat/Motorcycle/RV Loans FAQ

What APR does Members First CU Florida Boat/Motorcycle/RV Loans offer on its car loans?

Members First CU Florida Boat/Motorcycle/RV Loans offers a fixed apr car loan product that ranges from 3.99% APR up to 17.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Members First CU Florida Boat/Motorcycle/RV Loans?

Members First CU Florida Boat/Motorcycle/RV Loans has car loans with terms ranging from 72 to 144 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Members First CU Florida Boat/Motorcycle/RV Loans charge an origination fee?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans may charge a loan origination fee.

Does Members First CU Florida Boat/Motorcycle/RV Loans charge a late fee?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans charges borrowers with a late payment penatly fee of up to $10

Does Members First CU Florida Boat/Motorcycle/RV Loans charge prepayment fees?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members First CU Florida Boat/Motorcycle/RV Loans loan?

Yes, you can. However, Members First CU Florida Boat/Motorcycle/RV Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Members First CU Florida Boat/Motorcycle/RV Loans?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First CU Florida Boat/Motorcycle/RV Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First CU Florida Boat/Motorcycle/RV Loans does not have or does not disclose a minimum annual income eligibility requirement. Members First CU Florida Boat/Motorcycle/RV Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First CU Florida Boat/Motorcycle/RV Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First CU Florida Boat/Motorcycle/RV Loans.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Members First CU Florida Boat/Motorcycle/RV Loans report your account activity to credit bureaus?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Members First Credit Union of Florida a legit company?

Members First Credit Union of Florida was founded in 1954, it is a well-established company that has been in business for 69 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message From Members First CU Florida Boat/Motorcycle/RV Loans

In Michigan, we know how to have fun. At MFCU, we know how to help you do that. Ask us about financing your next recreational vehicle. We have low interest rates and extended terms available. Plus, get up to an additional 0.5% off your consumer loan rate (APR) based on your relationship with the credit union and set up easy automatic payments!

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 9:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Members First Credit Union of Florida

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Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Late Fee Amount Starting at $10
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Vehicle Type
  • Motorcycles
  • Boats
  • RVs
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments
APR Type Fixed APR
APR (Fixed APR) 3.99% - 17.99%
(Verified 08/04/2023)
Loan Term 72 - 144 months

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