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Last Updated: 04/18/2025

Members First CU Florida Boat/Motorcycle/RV Loans

in Auto Loans from Members First Credit Union of Florida

Last Updated: 04/18/2025

Members First CU Florida Boat/Motorcycle/RV Loans logo
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Amount Range

N/A

APR (Fixed APR)

3.99% - 17.99%(Verified 06/21/2024)
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Credit Score Range

600 - 850

Loan Term (Months)

72 - 144

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Members First CU Florida Boat/Motorcycle/RV Loans Review

Members First CU Florida Boat/Motorcycle/RV Loans is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members First CU Florida Boat/Motorcycle/RV Loans are available in 1 state.

Members First CU Florida Boat/Motorcycle/RV Loans FAQ

What APR does Members First CU Florida Boat/Motorcycle/RV Loans offer on its car loans?

Members First CU Florida Boat/Motorcycle/RV Loans offers a fixed apr car loan product that ranges from 3.99% APR up to 17.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Members First CU Florida Boat/Motorcycle/RV Loans?

Members First CU Florida Boat/Motorcycle/RV Loans has car loans with terms ranging from 72 to 144 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Members First CU Florida Boat/Motorcycle/RV Loans charge an origination fee?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans may charge a loan origination fee .

Does Members First CU Florida Boat/Motorcycle/RV Loans charge a late fee?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans charges borrowers with a late payment penatly fee of up to $10

Does Members First CU Florida Boat/Motorcycle/RV Loans charge prepayment fees?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members First CU Florida Boat/Motorcycle/RV Loans loan?

Yes, you can. However, Members First CU Florida Boat/Motorcycle/RV Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Members First CU Florida Boat/Motorcycle/RV Loans?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First CU Florida Boat/Motorcycle/RV Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Members First CU Florida Boat/Motorcycle/RV Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First CU Florida Boat/Motorcycle/RV Loans.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Members First CU Florida Boat/Motorcycle/RV Loans report your account activity to credit bureaus?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Members First Credit Union of Florida perform a hard credit pull?

Yes, Members First CU Florida Boat/Motorcycle/RV Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Members First Credit Union of Florida a legit company?

Members First Credit Union of Florida was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Members First CU Florida Boat/Motorcycle/RV Loans logo

Message from Members First CU Florida Boat/Motorcycle/RV Loans

In Michigan, we know how to have fun. At MFCU, we know how to help you do that. Ask us about financing your next recreational vehicle. We have low interest rates and extended terms available. Plus, get up to an additional 0.5% off your consumer loan rate (APR) based on your relationship with the credit union and set up easy automatic payments!

Contact

Headquarters

P.O. Box 12983
Pensacola, FL 32591
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
8:30AM - 12:00PM

Other Services by Members First Credit Union of Florida