MEMBERS1st Community Credit Union Seasonal Vehicles Review

MEMBERS1st Community Credit Union Seasonal Vehicles is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Seasonal Vehicles is available in 1 state across the USA.

What APR does MEMBERS1st Community Credit Union Seasonal Vehicles offer on its car loans?

MEMBERS1st Community Credit Union Seasonal Vehicles offers a fixed APR car loan product that ranges from 3.29% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with MEMBERS1st Community Credit Union Seasonal Vehicles?

MEMBERS1st Community Credit Union Seasonal Vehicles has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does MEMBERS1st Community Credit Union Seasonal Vehicles charge an origination fee?

Yes, MEMBERS1st Community Credit Union Seasonal Vehicles may charge a loan origination fee.

Does MEMBERS1st Community Credit Union Seasonal Vehicles charge a late fee?

Yes, MEMBERS1st Community Credit Union Seasonal Vehicles charges borrowers with a late payment penatly fee

Does MEMBERS1st Community Credit Union Seasonal Vehicles charge prepayment fees?

No, MEMBERS1st Community Credit Union Seasonal Vehicles will not charge you a fee for paying your loan early. Whenever possible choose lenders like MEMBERS1st Community Credit Union Seasonal Vehicles that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my MEMBERS1st Community Credit Union Seasonal Vehicles loan?

Yes, you can. MEMBERS1st Community Credit Union Seasonal Vehicles does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for MEMBERS1st Community Credit Union Seasonal Vehicles?

MEMBERS1st Community Credit Union Seasonal Vehicles does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

MEMBERS1st Community Credit Union Seasonal Vehicles does not have or does not disclose a minimum annual income eligibility requirement. MEMBERS1st Community Credit Union Seasonal Vehicles only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via MEMBERS1st Community Credit Union Seasonal Vehicles. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by MEMBERS1st Community Credit Union Seasonal Vehicles. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Recent bank statements
• Driver's license
• Government issued photo ID
• Proof of identity

Does MEMBERS1st Community Credit Union Seasonal Vehicles report your account activity to credit bureaus?

Yes, MEMBERS1st Community Credit Union Seasonal Vehicles reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.