Features

Where does M&T Bank Auto Loans do business?

M&T Bank Auto Loans is based in Buffalo, NY. It was founded in 1856 and offers auto loans in 9 states (and Washington, DC).

What APR does M&T Bank Auto Loans offer on its auto loans?

M&T Bank Auto Loans offers auto loans with APRs starting at 3.24% and up to 7.49%.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term for a M&T Bank Auto Loans auto loan?

M&T Bank Auto Loans offers auto loans with terms of up to 84 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does M&T Bank Auto Loans charge an origination fee?

Yes, M&T Bank Auto Loans charges a loan origination fee .

Does M&T Bank Auto Loans charge a late fee?

Yes, M&T Bank Auto Loans charges borrowers with a late payment penatly fee.

Does M&T Bank Auto Loans charge prepayment penalties?

No, M&T Bank Auto Loans will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like M&T Bank Auto Loans that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What is M&T Bank Auto Loans’s eligibility criteria?

M&T Bank Auto Loans requires borrowers to have a credit score of at least 650 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via M&T Bank Auto Loans?

M&T Bank Auto Loans will typically approve (or deny) a loan application within 48 hours and fund auto loans within 1 and 7 days of approval

  • Payment Options
    • Automatic Payments
    • Check by mail
  • Max Loan Term (Months)
    84
  • Credit Score Range
    650 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Institution Type
    Bank
  • APR
    3.24% - 7.49%
  • Approval Speed (Hours)
    48
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Loan Amount
    $2000 - $100000
SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

No reviews found.

Be the first to write a review for this company!

Write a Review

New Review for M&T Bank Auto Loans

Rate your experience:

Cancel

Other Auto Loans companies