Where does M&T Bank Auto Loans do business?

M&T Bank Auto Loans is based in Buffalo, NY. It was founded in 1856 and offers auto loans in 9 states (and Washington, DC).

What APR does M&T Bank Auto Loans offer on its auto loans?

M&T Bank Auto Loans offers auto loans with APRs starting at 3.24% and up to 7.49%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

Does M&T Bank Auto Loans charge an origination fee?

Yes, M&T Bank Auto Loans may charge a loan origination fee.

Does M&T Bank Auto Loans charge a late fee?

Yes, M&T Bank Auto Loans charges borrowers with a late payment penatly fee

Does M&T Bank Auto Loans charge prepayment fees?

No, M&T Bank Auto Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like M&T Bank Auto Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with M&T Bank Auto Loans?

M&T Bank Auto Loans requires borrowers to have a credit score of at least 650 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via M&T Bank Auto Loans?

M&T Bank Auto Loans will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

  • Max Loan Term (Months)
  • Institution Type
  • Credit Score Range
    650 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $2000 - $100000
  • APR
    3.24% - 7.49%
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