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  Nissan Motor Acceptance Corporation

Nissan Motor Acceptance Corporation

in Auto Loans from Nissan Motor Acceptance Corporation

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Nissan Motor Acceptance Corporation

Unaffiliated

in Auto Loans from Nissan Motor Acceptance Corporation

SuperMoney Net Recommendation Score -79% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

8 users recommend
3 users are unsure
80 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $10,000 - $150,000
APR Starting at 1.9%
Credit Score Range 650 - 850
Loan Term Up to 75 months
Number of Reviews 91

Nissan Motor Acceptance Corporation Review

Nissan Motor Acceptance Corporation is offered by Nissan Motor Acceptance Corporation, a financial services company founded in 1981 and based in Dallas, TX. Nissan Motor Acceptance Corporation is available in 50 states (and Washington, DC).

How much can you borrow via Nissan Motor Acceptance Corporation?

Nissan Motor Acceptance Corporation auto loan amounts start at $10,000 and go up to $150,000.

What APR does Nissan Motor Acceptance Corporation offer on its auto loans?

Nissan Motor Acceptance Corporation offers an auto loan product that ranges from 1.9% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Nissan Motor Acceptance Corporation?

Nissan Motor Acceptance Corporation has auto loans with a maximum term of 75 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Nissan Motor Acceptance Corporation charge an origination fee?

Yes, Nissan Motor Acceptance Corporation may charge a loan origination fee.

Does Nissan Motor Acceptance Corporation charge a late fee?

Yes, Nissan Motor Acceptance Corporation charges borrowers with a late payment penatly fee

Does Nissan Motor Acceptance Corporation charge prepayment fees?

No, Nissan Motor Acceptance Corporation will not charge you a fee for paying your loan early. Whenever possible choose lenders like Nissan Motor Acceptance Corporation that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Nissan Motor Acceptance Corporation loan?

Yes, you can. Nissan Motor Acceptance Corporation does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for Nissan Motor Acceptance Corporation?

Applicants with a credit score of at least 650 and up to 850 are eligible for Nissan Motor Acceptance Corporation. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Nissan Motor Acceptance Corporation does not have or does not disclose a minimum annual income eligibility requirement. Nissan Motor Acceptance Corporation only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Nissan Motor Acceptance Corporation. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via Nissan Motor Acceptance Corporation?

Nissan Motor Acceptance Corporation will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 1 business day of approval.

NISSAN MOTOR ACCEPTANCE CORPORATION Disclosure: "The actual rate you qualify for may vary based on your credit."
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About Nissan Motor Acceptance Corporation

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Application Fee $0
No Prepayment Fee  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Vehicle Age 6
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $10K - $150K
APR Starting at 1.9%
Loan Term Up to 75

Nissan Motor Acceptance Corporation Community Reviews

 

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