Nissan Motor Acceptance Corporation Review

Nissan Motor Acceptance Corporation is offered by Nissan Motor Acceptance Corporation, a financial services company founded in 1981 and based in Dallas, TX. Nissan Motor Acceptance Corporation is available in 50 states (and Washington, DC).

How much can you borrow via Nissan finance?

Nissan finance loan amounts start at $10,000 and go up to $150,000.

What APR does Nissan finance offer on its car loans?

Nissan finance offers a fixed APR car loan product that ranges from 1.9% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Nissan finance?

Nissan finance has car loans with a maximum term of 75 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Nissan finance charge an origination fee?

Yes, Nissan finance may charge a loan origination fee.

Does Nissan finance charge a late fee?

Yes, Nissan finance charges borrowers with a late payment penatly fee

Does Nissan finance charge prepayment fees?

No, Nissan finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Nissan finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Nissan finance loan?

Yes, you can. Nissan finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Nissan Motor Acceptance Corporation?

Applicants with a credit score of at least 650 and up to 850 may be eligible for Nissan Motor Acceptance Corporation. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Nissan Motor Acceptance Corporation does not have or does not disclose a minimum annual income eligibility requirement. Nissan Motor Acceptance Corporation only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Nissan Motor Acceptance Corporation. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Nissan finance?

Nissan finance will typically approve (or deny) a car loan application within 1 hour and fund the car loan within 1 business day of approval.