Features

Where does Nissan Motor Acceptance Corporation do business?

Nissan Motor Acceptance Corporation is based in Dallas, TX. It was founded in 1981 and offers auto loans in 50 states (and Washington, DC).

What APR does Nissan Motor Acceptance Corporation offer on its auto loans?

Nissan Motor Acceptance Corporation offers auto loans with APRs starting at 1.9%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Nissan Motor Acceptance Corporation?

Nissan Motor Acceptance Corporation has auto loans with a maximum term of 75 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Nissan Motor Acceptance Corporation charge an origination fee?

Yes, Nissan Motor Acceptance Corporation may charge a loan origination fee.

Does Nissan Motor Acceptance Corporation charge a late fee?

Yes, Nissan Motor Acceptance Corporation charges borrowers with a late payment penatly fee

Does Nissan Motor Acceptance Corporation charge prepayment fees?

Yes, Nissan Motor Acceptance Corporation does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Nissan Motor Acceptance Corporation?

Applicants with a credit score of at least 650 can apply for a loan via Nissan Motor Acceptance Corporation. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for an auto loan via Nissan Motor Acceptance Corporation?

Nissan Motor Acceptance Corporation will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 1 business day of approval.

  • Institution Type
    Other Institution
  • Credit Score Range
    650 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Vehicle Age
    6
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
    1
  • Funding Time Range (in days)
    Up to 1
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • Loan Amount
    $10000 - $150000
  • Loan Term (Months)
    Up to 75
  • APR
    Starting at 1.9%
"The actual rate you qualify for may vary based on your credit."
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