Skip to content
SuperMoney logo
SuperMoney logo
Auto Loans
Advertiser Disclosure

Last Updated: 04/18/2025

Northside FCU Auto Loans

in Auto Loans from Northside Federal Credit Union

Last Updated: 04/18/2025

Northside Federal Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon
Cast Your Vote

Get Competing Auto Loan Offers

Compare auto loan offers from multiple vetted lenders.

Compare auto loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Amount Range

N/A

APR (Fixed APR)

Starting at 4.5%(Verified 07/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
Speech bubbles icon

Northside FCU Auto Loans Review

Northside FCU Auto Loans is offered by Northside Federal Credit Union, a credit union founded in 1970 and based in Sandy Springs, GA. Northside FCU Auto Loans are available in 50 states, 5 US territories, and Washington, DC.

Northside FCU Auto Loans FAQ

What APR does Northside FCU Auto Loans offer on its car loans?

Northside FCU Auto Loans offers a fixed apr car loan product that ranges from 4.5% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Northside FCU Auto Loans?

Northside FCU Auto Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Northside FCU Auto Loans charge an origination fee?

Yes, Northside FCU Auto Loans may charge a loan origination fee .

Does Northside FCU Auto Loans charge a late fee?

Yes, Northside FCU Auto Loans charges borrowers with a late payment penatly fee

Does Northside FCU Auto Loans charge prepayment fees?

Yes, Northside FCU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Northside FCU Auto Loans loan?

Yes, you can. However, Northside FCU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Northside FCU Auto Loans?

Northside FCU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Northside FCU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Northside FCU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Northside FCU Auto Loans report your account activity to credit bureaus?

Yes, Northside FCU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Northside Federal Credit Union perform a hard credit pull?

Yes, Northside FCU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Northside Federal Credit Union a legit company?

Northside Federal Credit Union was founded in 1970, it is a well-established company that has been in business for 56 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

980 Johnson Ferry Rd
Suite 190
Sandy Springs, GA 30342
(404) 851-8740
Visit Site
Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

Other Services by Northside Federal Credit Union