Prime Capital Auto Finance
Prime Capital Auto Finance
in Auto Loans from Prime Capital Auto Lease

Prime Capital Auto Finance

in Auto Loans from Prime Capital Auto Lease
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Credit Score Range 650 - 850
Loan Amount $10,000 - $75,000
APR Starting at 3%
Loan Term (Months) Up to 72 months

Prime Capital Auto Finance Review

Prime Capital Auto Finance is offered by Prime Capital Auto Lease, a financial services company founded in 2003 and based in Lubbock, TX. Prime Capital Auto Finance are available in 1 state across the USA.

Prime Capital Auto lease FAQ

How much can you borrow via Prime Capital Auto lease?

Prime Capital Auto lease loan amounts start at $10,000 and go up to $75,000.

What APR does Prime Capital Auto lease offer on its car loans?

Prime Capital Auto lease offers an car loan product that ranges from 3% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Prime Capital Auto lease?

Prime Capital Auto lease has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Prime Capital Auto lease charge an origination fee?

Yes, Prime Capital Auto lease may charge a loan origination fee.

Does Prime Capital Auto lease charge a late fee?

Yes, Prime Capital Auto lease charges borrowers with a late payment penatly fee

Does Prime Capital Auto lease charge prepayment fees?

Yes, Prime Capital Auto lease does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Prime Capital Auto lease loan?

Yes, you can. However, Prime Capital Auto lease charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Prime Capital Auto Finance?

Applicants with a credit score of at least 650 and up to 850 may be eligible for Prime Capital Auto Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Prime Capital Auto Finance does not have or does not disclose a minimum annual income eligibility requirement. Prime Capital Auto Finance only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Prime Capital Auto Finance. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Prime Capital Auto lease?

Prime Capital Auto lease will typically approve (or deny) a car loan application within 48 hours and fund the car loan within 7 business days of approval.

Is Prime Capital Auto Lease a legit company?

Prime Capital Auto Lease was founded in 2003, it is a well-established company that has been in business for 20 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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About Prime Capital Auto Finance


  Available in 1 state
Availabile in all of Texas

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
Credit Score Range 650 - 850
Loan Amount $10,000 - $75,000
APR Starting at 3%
Loan Term Up to 72 months

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