Regional Acceptance Corporation Auto Loan

Regional Acceptance Corporation Auto Loan Review

Regional Acceptance Corporation Auto Loan is offered by Regional Acceptance Corporation, founded in 1978 and based in Greenville, NC. Regional Acceptance Corporation Auto Loan are available in 50 states (and Washington, DC).

Regional Acceptance Corporation Auto Loan FAQ

What APR does Regional Acceptance Corporation Auto Loan offer on its car loans?

Regional Acceptance Corporation Auto Loan offers a variable APR car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Regional Acceptance Corporation Auto Loan charge an origination fee?

Yes, Regional Acceptance Corporation Auto Loan may charge a loan origination fee.

Does Regional Acceptance Corporation Auto Loan charge a late fee?

Yes, Regional Acceptance Corporation Auto Loan charges borrowers with a late payment penatly fee

Does Regional Acceptance Corporation Auto Loan charge prepayment fees?

Yes, Regional Acceptance Corporation Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Regional Acceptance Corporation Auto Loan loan?

Yes, you can. However, Regional Acceptance Corporation Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Regional Acceptance Corporation Auto Loan?

Applicants with a credit score that ranges from 660 may be eligible for Regional Acceptance Corporation Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Regional Acceptance Corporation Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Regional Acceptance Corporation Auto Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Regional Acceptance Corporation Auto Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Regional Acceptance Corporation Auto Loan.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of citizenship or residence permit

Is Regional Acceptance Corporation a legit company?

Regional Acceptance Corporation was founded in 1978, it is a well-established company that has been in business for 45 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.