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Last Updated: 04/18/2025

Regions Bank Auto Loans

in Auto Loans from Regions Bank

Last Updated: 04/18/2025

Regions Bank Auto Loans logo
Mostly not recommended16 total votes
4 users recommend
1 users are unsure
11 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Amount Range

$5,000 - $100,000
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APR (Fixed APR)

4.05% - 12.03%(Verified 06/21/2024)
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Credit Score Range

650 - 850
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Loan Term (Months)

Up to 72

Number of Reviews

16
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Regions Bank Auto Loans Review

Regions Bank Auto Loans is offered by Regions Bank, a bank founded in 1873 and based in Huntsville, AL. Regions auto loans are available in 15 states.

Regions auto loans FAQ

How much can you borrow via Regions auto loans?

Regions auto loans loan amounts start at $5,000 and go up to $100,000.

What APR does Regions auto loans offer on its car loans?

Regions auto loans offers a fixed apr car loan product that ranges from 4.05% APR up to 12.03% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Regions auto loans?

Regions auto loans has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Regions auto loans charge an origination fee?

Yes, Regions auto loans may charge a loan origination fee .

Does Regions auto loans charge a late fee?

Yes, Regions auto loans charges borrowers with a late payment penatly fee

Does Regions auto loans charge prepayment fees?

Yes, Regions auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Regions auto loans loan?

Yes, you can. However, Regions auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Regions Bank Auto Loans?

Applicants with a credit score of at least 650 and up to 850 may be eligible for Regions Bank Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Regions Bank Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Regions auto loans?

Regions auto loans will typically fund the car loan within 7 business days of approval.

Does Regions Bank Auto Loans report your account activity to credit bureaus?

Yes, Regions Bank Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Regions Bank perform a hard credit pull?

Yes, Regions auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Regions Bank a legit company?

Regions Bank was founded in 1873, it is a well-established company that has been in business for 153 years. Regions Bank Auto Loans is mostly not recommended by SuperMoney community users.

Regions Bank Auto Loans Disclosure: “The lowest APRs require auto-debit discount and are available only to borrowers with excellent and substantial credit history, whose loans meet other specific credit criteria, such as qualifying loan term, loan amount, loan-to-value ratio, and vehicle characteristics.”

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Regions Bank Auto Loans logo

Message from Regions auto loans

Regions Financial Corporation is a member of the SandP 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management and mortgage products and services. Regions serves customers across the South, Midwest and Texas. When you pair a strong corporate culture with a mission aimed at making life better, the result can be outstanding. Our strategic approach to diversity and inclusion is the right thing to do for our customers, communities, associates and shareholders.

Finance your car with a Regions auto loan. Get a low-interest car loan that fits your budget or refinance an existing auto loan for a better rate — it's quick and easy to apply. Enjoy complimentary Guaranteed Asset Protection (GAP) coverage when you finance a car with Regions. In the event of a total loss or an unrecovered theft of your vehicle, GAP protects your investment by waiving the loan balance not covered by your primary insurance carrier settlement.

Contact

Headquarters

700 Airport Rd
Huntsville, AL 35802
(800) 734-4667
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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