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Regions Bank Auto Loans

in Auto Loans from Regions Bank Auto Loans

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Regions Bank Auto Loans

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in Auto Loans from Regions Bank Auto Loans

SuperMoney Net Recommendation Score -31% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

4 users recommend
1 user is unsure
8 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Loan Amount $5,000 - $100,000
APR 1.99% - 12.96%
Credit Score Range 650 - 850
Loan Term (Months) Up to 72
Number of Reviews 13

Overview

Where does Regions Bank Auto Loans do business?

Regions Bank Auto Loans is a bank based in Birmingham, AL. It was founded in 1971 and offers auto loans in 15 states across the USA.

How much can you borrow via Regions Bank Auto Loans?

Regions Bank Auto Loans auto loan amounts start at $5,000 and go up to $100,000.

What APR does Regions Bank Auto Loans offer on its auto loans?

Regions Bank Auto Loans offers a fixed APR auto loan product that ranges from 1.99% APR up to 12.96% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Regions Bank Auto Loans?

Regions Bank Auto Loans has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Regions Bank Auto Loans charge an origination fee?

Yes, Regions Bank Auto Loans may charge a loan origination fee.

Does Regions Bank Auto Loans charge a late fee?

Yes, Regions Bank Auto Loans charges borrowers with a late payment penatly fee

Does Regions Bank Auto Loans charge prepayment fees?

Yes, Regions Bank Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Regions Bank Auto Loans?

Applicants with a credit score of at least 650 can apply for a loan via Regions Bank Auto Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Regions Bank Auto Loans?

Regions Bank Auto Loans will typically fund the loan within 7 business days of approval.

REGIONS BANK AUTO LOANS Disclosure: “The lowest APRs require auto-debit discount and are available only to borrowers with excellent and substantial credit history, whose loans meet other specific credit criteria, such as qualifying loan term, loan amount, loan-to-value ratio, and vehicle characteristics.”
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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About Regions Bank Auto Loans

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 15 states
  • Alabama
  • Arkansas
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Mississippi
  • Missouri
  • North Carolina
  • South Carolina
  • Tennessee
  • Texas

Feature Breakdown

Minimum Age 18
Credit Score Range 650 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 7
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $5K - $100K
Loan Term (Months) Up to 72
APR (Fixed APR) 1.99% - 12.96%

Reviews

 
 

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