RoadLoans Car Loans

RoadLoans Car Loans

in Auto Loans from RoadLoans


RoadLoans Car Loans


in Auto Loans from RoadLoans

SuperMoney Net Recommendation Score -57% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
1 user is unsure
5 users don't recommend
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Community Rating Strongly not recommended
Loan Amount $5,000 - $75,000
APR Starting at 1.99%
Credit Score Range 550 - 850
Loan Term Up to 72 months
Number of Reviews 7

RoadLoans Car Loans Review

RoadLoans Car Loans is offered by RoadLoans, a direct lender founded in 2000 and based in Dallas, TX. RoadLoans Car Loans is offered in 45 states (and Washington, DC).

How much can you borrow via RoadLoans Car Loans?

RoadLoans Car Loans auto loan amounts start at $5,000 and go up to $75,000.

What APR does RoadLoans Car Loans offer on its auto loans?

RoadLoans Car Loans offers an auto loan product that ranges from 1.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with RoadLoans Car Loans?

RoadLoans Car Loans has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does RoadLoans Car Loans charge an origination fee?

Yes, RoadLoans Car Loans may charge a loan origination fee.

Does RoadLoans Car Loans charge a late fee?

Yes, RoadLoans Car Loans charges borrowers with a late payment penatly fee

Does RoadLoans Car Loans charge prepayment fees?

No, RoadLoans Car Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like RoadLoans Car Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my RoadLoans Car Loans loan?

Yes, you can. RoadLoans Car Loans does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for RoadLoans Car Loans?

Applicants with a credit score of at least 550 and up to 850 are eligible for RoadLoans Car Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

RoadLoans Car Loans does not have or does not disclose a minimum annual income eligibility requirement. RoadLoans Car Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via RoadLoans Car Loans. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via RoadLoans Car Loans?

RoadLoans Car Loans will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 1 business day of approval.

ROADLOANS CAR LOANS Disclosure: "Rates depend on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 70 months, would have a monthly payment of $353.63 with no down-payment required."
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   Santander Consumer USA Inc
    1601 Elm St. STE 800
    Dallas, TX 75201 USA
  •   Visit Site

About RoadLoans Car Loans


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 45 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Minimum Age 18
Credit Score Range 550 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Maximum Vehicle Age 12
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $5K - $75K
Loan Term Up to 72
APR Starting at 1.99%

RoadLoans Car Loans Community Reviews


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