RoadLoans Car Loans

Walking into a dealership with preapproved financing is an empowering way to purchase your next vehicle. If approved for a new or used car loan with RoadLoans, you have the freedom to shop like a cash buyer and negotiate the best deal on your chosen model. Take a few minutes to complete our short, online application, and get an instant decision. Whether it’s for a brand-new or preowned vehicle, RoadLoans customers enjoy flexible financing options to make the car-buying process go smoothly. We finance loans from $5,000 to $75,000,* with terms up to 72 months, and provide approved applicants with a number of offers to meet their needs. If approved, you’ll see how the offers vary by loan amount, monthly payment, APR, money down and duration. These terms depend on factors such as a borrower’s credit score and income. Once you’ve made your choice, go shop for your next car, truck or SUV at a RoadLoans preferred dealer. It’s not uncommon for credit to take some knocks as you go through life. Late and missed payments, unexpected bills putting a strain on your finances – these things can easily happen, but there are often ways to get on the road with auto financing.

You’ll be glad to know that, at RoadLoans, we accept applications from consumers with a wide range of credit profiles and have helped thousands of people with subprime scores get the car loan financing they need. It’s also worth knowing that there are some straightforward ways to strengthen your application. These include, for example, running the numbers with an auto loan calculator, a good down payment, and applying with a co-applicant. What are the chances of signing on the dotted line with no credit? It may be more challenging to get a car loan in this situation than if your credit history was long and strong, but many people do it. Just as with bad credit, simple steps can be taken to boost your chances of approval and, if approved, of receiving better terms. Finding a lender like RoadLoans is a great start. Whether you’re applying for your first auto loan or you’ve been around the financing block, RoadLoans makes buying a car easy. You can apply online, with no pressure, and preapproval gives customers more control in the vehicle-buying process. As part of national auto lender Santander Consumer USA, we work with 14,000 dealerships across the country that are able to show our customers select, high-quality cars for the road ahead.