Features

Where does SpringboardAuto.com do business?

SpringboardAuto.com is a direct lender based in Irvine, CA. It was founded in 2015 and offers auto loans in 28 states across the USA.

What APR does SpringboardAuto.com offer on its auto loans?

SpringboardAuto.com offers auto loans with APRs starting at 5% and up to 36%.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

Does SpringboardAuto.com charge an origination fee?

Yes, SpringboardAuto.com charges a loan origination fee.

Does SpringboardAuto.com charge a late fee?

Yes, SpringboardAuto.com charges borrowers with a late payment penatly fee

Does SpringboardAuto.com charge prepayment fees?

No, SpringboardAuto.com will not charge you a fee for paying your loan early. Whenever possible choose lenders like SpringboardAuto.com that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with SpringboardAuto.com?

SpringboardAuto.com requires borrowers to have a credit score of at least 500 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for an auto loan via SpringboardAuto.com?

SpringboardAuto.com will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.

Does SpringboardAuto.com report loan payments to credit bureaus?

SpringboardAuto.com reports credit data to the following credit reporting agencies:

  • Experian
  • Transunion

  • Max Loan Term (Months)
    72
  • Institution Type
    Direct Lender
  • Credit Score Range
    500 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Mileage
    125,000
  • Maximum Vehicle Age
    8
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Minimum Annual Income
    $13200
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Approval Speed (Hours)
    1
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • Pre-Approved Soft Credit Inquiry
  • Credit Bureau Reporting
    • Experian
    • TransUnion
  • Loan Amount
    $7500 - $45000
  • APR
    5% - 36%
Offers made by SpringboardAuto.com, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.
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