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Last Updated: 04/18/2025

Subaru Motors Finance

in Auto Loans from Chase Bank

Last Updated: 04/18/2025

Subaru Motors Finance logo
Strongly not recommended25 total votes
4 users recommend
21 users don't recommend
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Highlights

Community Rating

Strongly not recommended

Amount Range

N/A

APR (Fixed APR)

1.9% - 20%(Verified 06/21/2024)
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Credit Score Range

650 - 850
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Loan Term (Months)

Up to 72

Number of Reviews

25
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Subaru Motors Finance Review

Subaru Motors Finance is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Subaru Motors finance are available in 50 states and Washington, DC.

Subaru Motors finance FAQ

What APR does Subaru Motors finance offer on its car loans?

Subaru Motors finance offers a fixed apr car loan product that ranges from 1.9% APR up to 20% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Subaru Motors finance?

Subaru Motors finance has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Subaru Motors finance charge an origination fee?

Yes, Subaru Motors finance may charge a loan origination fee .

Does Subaru Motors finance charge a late fee?

Yes, Subaru Motors finance charges borrowers with a late payment penatly fee

Does Subaru Motors finance charge prepayment fees?

Yes, Subaru Motors finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Subaru Motors finance loan?

Yes, you can. However, Subaru Motors finance charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Subaru Motors Finance?

Applicants with a credit score of at least 650 and up to 850 may be eligible for Subaru Motors Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Subaru Motors Finance does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Subaru Motors finance?

Subaru Motors finance will typically fund the car loan within 7 business days of approval.

Does Chase Bank perform a hard credit pull?

Yes, Subaru Motors finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Chase Bank a legit company?

Chase Bank was founded in 1877, it is a well-established company that has been in business for 149 years. Subaru Motors Finance is strongly not recommended by SuperMoney community users.

Subaru Motors Finance Disclosure: "Subject to credit approval, vehicle insurance approval and vehicle availability."

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Subaru Motors Finance logo

Message from Subaru Motors finance

JPMorgan Chase and Co. is the name of the holding company and the firm serves its customers and clients under its Chase and JPMorgan brands. We are proud of our long tradition of integrity, honesty and respect. Because that goes a long way in insuring trust and accountability today and into the future.

JPMorgan Chase Bank, N.A. (“Chase”) provides auto financing and leasing to Subaru customers through the Subaru Motors Finance (SMF) program. Whether you choose to finance a new or pre-owned Subaru, or lease a new one, we offer you several distinct advantages with the SMF program available through your Subaru retailer.

Contact

Headquarters

270 Park Avenue
New York, NY 10017
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM

Other Services by Chase Bank