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  Subaru Motors Finance

Subaru Motors Finance

in Auto Loans from Chase Bank

Claimed

Subaru Motors Finance

Claimed

in Auto Loans from Chase Bank

SuperMoney Net Recommendation Score -71

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -71, equating to 1.6 on a 5 point rating scale.

-71

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

3 users recommend
0 users are unsure
18 users don't recommend
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Highlights
Community Rating Strongly not recommended
Credit Score Range 650 - 850
Loan Amount N/A
APR  (Fixed APR) 1.9% - 20%
Loan Term (Months) Up to 72 months
Number of Reviews 21

Subaru Motors Finance Review

Subaru Motors Finance is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Subaru Motors Finance is available in 50 states (and Washington, DC).

Subaru Motors finance FAQ

What APR does Subaru Motors finance offer on its car loans?

Subaru Motors finance offers a fixed apr car loan product that ranges from 1.9% APR up to 20% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Subaru Motors finance?

Subaru Motors finance has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Subaru Motors finance charge an origination fee?

Yes, Subaru Motors finance may charge a loan origination fee.

Does Subaru Motors finance charge a late fee?

Yes, Subaru Motors finance charges borrowers with a late payment penatly fee

Does Subaru Motors finance charge prepayment fees?

Yes, Subaru Motors finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Subaru Motors finance loan?

Yes, you can. However, Subaru Motors finance charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Subaru Motors Finance?

Applicants with a credit score of at least 650 and up to 850 may be eligible for Subaru Motors Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Subaru Motors Finance does not have or does not disclose a minimum annual income eligibility requirement. Subaru Motors Finance only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Subaru Motors Finance. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Subaru Motors finance?

Subaru Motors finance will typically fund the car loan within 7 business days of approval.

Subaru Motors Finance Disclosure: "Subject to credit approval, vehicle insurance approval and vehicle availability."
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Subaru Motors Finance

JPMorgan Chase and Co. is the name of the holding company and the firm serves its customers and clients under its Chase and JPMorgan brands. We are proud of our long tradition of integrity, honesty and respect. Because that goes a long way in insuring trust and accountability today and into the future.

JPMorgan Chase Bank, N.A. (“Chase”) provides auto financing and leasing to Subaru customers through the Subaru Motors Finance (SMF) program. Whether you choose to finance a new or pre-owned Subaru, or lease a new one, we offer you several distinct advantages with the SMF program available through your Subaru retailer.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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View all auto loans offered by Chase Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Application Fee $0
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Vehicle Age 1
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
Credit Score Range 650 - 850
APR (Fixed APR) 1.9% - 20%
Loan Term Up to 72 months

Subaru Motors Finance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -71, equating to 1.6 on a 5 point rating scale.

-71

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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