Overview

Where does Subaru Motors Finance do business?

Subaru Motors Finance is based in Phoenix, AZ. It was founded in 2001 and offers auto loans in 50 states (and Washington, DC).

What APR does Subaru Motors Finance offer on its auto loans?

Subaru Motors Finance has a variable APR that ranges from 1.9% up to 20%.

What is the maximum loan term you can get with Subaru Motors Finance?

Subaru Motors Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Subaru Motors Finance charge an origination fee?

Yes, Subaru Motors Finance may charge a loan origination fee.

Does Subaru Motors Finance charge a late fee?

Yes, Subaru Motors Finance charges borrowers with a late payment penatly fee

Does Subaru Motors Finance charge prepayment fees?

Yes, Subaru Motors Finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Subaru Motors Finance?

Applicants with a credit score of at least 650 can apply for a loan via Subaru Motors Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit
• Recent pay stubs

What is the estimated funding time for an auto loan via Subaru Motors Finance?

Subaru Motors Finance will typically fund the loan within 7 business days of approval.