Technology Credit Union Auto Loans

Technology Credit Union Auto Loans Review

Technology Credit Union Auto Loans is offered by Technology Credit Union, a credit union founded in 1960 and based in San Jose, CA. tech cu are available in 50 states (and Washington, DC).

tech cu FAQ

How much can you borrow via tech cu?

tech cu loan amounts start at $5,000.

What APR does tech cu offer on its car loans?

tech cu offers a variable APR car loan product that ranges from 5.89% APR up to 9.09% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with tech cu?

tech cu has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does tech cu charge an origination fee?

Yes, tech cu may charge a loan origination fee.

Does tech cu charge a late fee?

Yes, tech cu charges borrowers with a late payment penatly fee

Does tech cu charge prepayment fees?

Yes, tech cu does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my tech cu loan?

Yes, you can. However, tech cu charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Technology Credit Union Auto Loans?

Technology Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Technology Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Technology Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Technology Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Technology Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Is Technology Credit Union a legit company?

Technology Credit Union was founded in 1960, it is a well-established company that has been in business for 63 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.