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Toyota Financial Services

in Auto Loans from Toyota Financial Services

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Toyota Financial Services

Unaffiliated

in Auto Loans from Toyota Financial Services

SuperMoney Net Recommendation Score -81% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
3 users are unsure
23 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount N/A
APR Starting at 1.9%
Credit Score Range 600 - 850
Loan Term (Months) Up to 72
Number of Reviews 27

Overview

Where does Toyota Financial Services do business?

Toyota Financial Services is based in Torrance, CA. It was founded in 1983 and offers auto loans in 49 states (and Washington, DC).

What APR does Toyota Financial Services offer on its auto loans?

Toyota Financial Services offers a fixed APR auto loan product that ranges from 1.9% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Toyota Financial Services?

Toyota Financial Services has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Toyota Financial Services charge an origination fee?

Yes, Toyota Financial Services may charge a loan origination fee.

Does Toyota Financial Services charge a late fee?

Yes, Toyota Financial Services charges borrowers with a late payment penatly fee

Does Toyota Financial Services charge prepayment fees?

No, Toyota Financial Services will not charge you a fee for paying your loan early. Whenever possible choose lenders like Toyota Financial Services that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Toyota Financial Services?

Applicants with a credit score of at least 600 can apply for a loan via Toyota Financial Services. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via Toyota Financial Services?

Toyota Financial Services will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

Does Toyota Financial Services report loan payments to credit bureaus?

Toyota Financial Services may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
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Contact

About Toyota Financial Services

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 49 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Minimum Age 18
Credit Score Range 600 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 5
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term (Months) Up to 72
APR (Fixed APR) Starting at 1.9%

Reviews

 
 

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