in Auto Loans from Up2Drive
Mostly not recommended
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Where does Up2Drive do business?
Up2Drive is a direct lender based in Hilliard, OH. It was founded in 1993 and offers auto loans in 50 states across the USA.
How much can you borrow via Up2Drive?
Up2Drive auto loan amounts start at $7,500 and go up to $50,000.
What APR does Up2Drive offer on its auto loans?
Up2Drive offers an auto loan product that ranges from 3.19% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Up2Drive?
Up2Drive has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Up2Drive charge an origination fee?
Yes, Up2Drive may charge a loan origination fee.
Does Up2Drive charge a late fee?
Yes, Up2Drive charges borrowers with a late payment penatly fee
Does Up2Drive charge prepayment fees?
Yes, Up2Drive does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Up2Drive?
Applicants with a credit score of at least 650 can apply for a loan via Up2Drive. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
What is the estimated funding time for an auto loan via Up2Drive?
Up2Drive will typically fund the loan within 7 business days of approval.
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Credit Score Range||
650 - 850
|Immigration Status Considered||
|Employment Statuses Considered||
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$7.5K - $50K|
|Loan Term (Months)||Up to 72|
|APR||Starting at 3.19%|