| Community Rating | Strongly recommended |
| Loan Amount | $3,000 - $100,000 |
| APR | Starting at 3.12% |
| Credit Score Range | 650 - 850 |
| Loan Term | Up to 72 months |
US Bank Auto Loan Review
US Bank Auto Loan is an auto purchase finance offering by US Bank, a bank based in Cincinnati, OH. Founded in 1863, US Bank offers auto loans in 49 states across the USA.
How much can you borrow via US Bank Auto Loan?
US Bank Auto Loan auto loan amounts start at $3,000 and go up to $100,000.
What APR does US Bank Auto Loan offer on its auto loans?
US Bank Auto Loan offers an auto loan product that ranges from 3.12% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with US Bank Auto Loan?
US Bank Auto Loan has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does US Bank Auto Loan charge an origination fee?
Yes, US Bank Auto Loan may charge a loan origination fee up to 1% of the loan amount.
Does US Bank Auto Loan charge a late fee?
Yes, US Bank Auto Loan charges borrowers with a late payment penatly fee
Does US Bank Auto Loan charge prepayment fees?
Yes, US Bank Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my US Bank Auto Loan loan?
Yes, you can. However, US Bank charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What are the US Bank Auto Loan auto loan requirements?
Applicants with a credit score of at least 650 can apply for a loan via US Bank Auto Loan. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
US Bank Auto Loan Community Reviews
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