Last Updated: 04/18/2025
Valdosta Teachers' FCU Recreational Vehicle Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
3.50% - 17.00%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
N/A
Valdosta Teachers' FCU Recreational Vehicle Loan Review
Valdosta Teachers' FCU Recreational Vehicle Loan is offered by Valdosta Teachers' Federal Credit Union, a credit union founded in 1958 and based in Valdosta, GA. Valdosta Teachers' FCU Recreational Vehicle Loan are available in 50 states and Washington, DC.
Valdosta Teachers' FCU Recreational Vehicle Loan FAQ
What APR does Valdosta Teachers' FCU Recreational Vehicle Loan offer on its car loans?
Valdosta Teachers' FCU Recreational Vehicle Loan offers a fixed apr car loan product that ranges from 3.50% APR up to 17.00% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
Does Valdosta Teachers' FCU Recreational Vehicle Loan charge an origination fee?
Yes, Valdosta Teachers' FCU Recreational Vehicle Loan may charge a loan origination fee .
Does Valdosta Teachers' FCU Recreational Vehicle Loan charge a late fee?
Yes, Valdosta Teachers' FCU Recreational Vehicle Loan charges borrowers with a late payment penatly fee
Does Valdosta Teachers' FCU Recreational Vehicle Loan charge prepayment fees?
Yes, Valdosta Teachers' FCU Recreational Vehicle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Valdosta Teachers' FCU Recreational Vehicle Loan loan?
Yes, you can. However, Valdosta Teachers' FCU Recreational Vehicle Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Valdosta Teachers' FCU Recreational Vehicle Loan?
Valdosta Teachers' FCU Recreational Vehicle Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Valdosta Teachers' FCU Recreational Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Valdosta Teachers' FCU Recreational Vehicle Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Valdosta Teachers' FCU Recreational Vehicle Loan report your account activity to credit bureaus?
Yes, Valdosta Teachers' FCU Recreational Vehicle Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Valdosta Teachers' Federal Credit Union perform a hard credit pull?
Yes, Valdosta Teachers' FCU Recreational Vehicle Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Valdosta Teachers' Federal Credit Union a legit company?
Valdosta Teachers' Federal Credit Union was founded in 1958, it is a well-established company that has been in business for 68 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
10:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed