Last Updated: 04/18/2025
West Virginia Central FCU Recreational Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 4.75%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 120
West Virginia Central FCU Recreational Loans Review
West Virginia Central FCU Recreational Loans is offered by West Virginia Central Federal Credit Union, a credit union founded in 1969 and based in Parkersburg, WV. West Virginia Central FCU Recreational Loans are available in 50 states and Washington, DC.
West Virginia Central FCU Recreational Loans FAQ
What APR does West Virginia Central FCU Recreational Loans offer on its car loans?
West Virginia Central FCU Recreational Loans offers a fixed apr car loan product that ranges from 4.75% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with West Virginia Central FCU Recreational Loans?
West Virginia Central FCU Recreational Loans has car loans with a maximum term of 120 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does West Virginia Central FCU Recreational Loans charge an origination fee?
Yes, West Virginia Central FCU Recreational Loans may charge a loan origination fee .
Does West Virginia Central FCU Recreational Loans charge a late fee?
Yes, West Virginia Central FCU Recreational Loans charges borrowers with a late payment penatly fee
Does West Virginia Central FCU Recreational Loans charge prepayment fees?
Yes, West Virginia Central FCU Recreational Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my West Virginia Central FCU Recreational Loans loan?
Yes, you can. However, West Virginia Central FCU Recreational Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for West Virginia Central FCU Recreational Loans?
West Virginia Central FCU Recreational Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. West Virginia Central FCU Recreational Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by West Virginia Central FCU Recreational Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does West Virginia Central FCU Recreational Loans report your account activity to credit bureaus?
Yes, West Virginia Central FCU Recreational Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does West Virginia Central Federal Credit Union perform a hard credit pull?
Yes, West Virginia Central FCU Recreational Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is West Virginia Central Federal Credit Union a legit company?
West Virginia Central Federal Credit Union was founded in 1969, it is a well-established company that has been in business for 57 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
8:00AM - 12:00PM