Woodside Credit Collector Car Financing Review

Woodside Credit Collector Car Financing is offered by Woodside Credit, a direct lender founded in 2003 and based in Newport Beach, CA. Woodside Credit Collector Car Financing is available in 50 states (and Washington, DC).

How much can you borrow via Woodside Credit Collector Car Financing?

Woodside Credit Collector Car Financing auto loan amounts start at $10,000 and go up to $600,000.

What APR does Woodside Credit Collector Car Financing offer on its auto loans?

Woodside Credit Collector Car Financing offers an auto loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Woodside Credit Collector Car Financing charge an origination fee?

Yes, Woodside Credit Collector Car Financing may charge a loan origination fee.

Does Woodside Credit Collector Car Financing charge a late fee?

Yes, Woodside Credit Collector Car Financing charges borrowers with a late payment penatly fee

Does Woodside Credit Collector Car Financing charge prepayment fees?

Yes, Woodside Credit Collector Car Financing does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Woodside Credit Collector Car Financing loan?

Yes, you can. However, Woodside Credit charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for Woodside Credit Collector Car Financing?

Woodside Credit Collector Car Financing does not have or does not disclose a minimum annual income eligibility requirement. Woodside Credit Collector Car Financing only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Woodside Credit Collector Car Financing. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Woodside Credit Collector Car Financing. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Proof of identity