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Last Updated: 04/18/2025

Woodside Credit Collector Car Financing

in Auto Loans from Woodside Credit

Last Updated: 04/18/2025

Strongly recommended51 total votes

48 users recommend

3 users don't recommend

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Highlights

Community Rating

Strongly recommended

Amount Range

$10,000 - $600,000

APR

N/A

Credit Score Range

700 - 850

Loan Term (Months)

N/A

Number of Reviews

Woodside Credit Collector Car Financing Review

Woodside Credit Collector Car Financing is offered by Woodside Credit, a direct lender founded in 2003 and based in Newport Beach, CA. Woodside credit are available in 50 states and Washington, DC.

Woodside credit FAQ

How much can you borrow via Woodside credit?

Woodside credit loan amounts start at $10,000 and go up to $600,000.

What APR does Woodside credit offer on its car loans?

Woodside credit offers an car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Woodside credit charge an origination fee?

Yes, Woodside credit may charge a loan origination fee .

Does Woodside credit charge a late fee?

Yes, Woodside credit charges borrowers with a late payment penatly fee

Does Woodside credit charge prepayment fees?

Yes, Woodside credit does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Woodside credit loan?

Yes, you can. However, Woodside credit charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Woodside Credit Collector Car Financing?

Applicants with a credit score of at least 700 and up to 850 may be eligible for Woodside Credit Collector Car Financing.

Woodside Credit Collector Car Financing does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Woodside Credit Collector Car Financing.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of identity

Does Woodside Credit perform a hard credit pull?

Yes, Woodside credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Woodside Credit a legit company?

Woodside Credit was founded in 2003, it is a well-established company that has been in business for 23 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Woodside credit

Whether you make a purchase through a private party, with a dealership, or at Barrett-Jackson, have confidence with Woodside. With $2 billion in collector car loans originated and 18 years’ experience, Woodside is driven to provide the best financing for classic, collector, and exotic vehicles. Experience commonsense lending and learn how the lowest monthly payments in America can benefit you. Woodside is solely dedicated to car enthusiasts. As a lender (not a broker), we're your dedicated resource from origination to close. See how the lowest monthly payments in America and commonsense lending practices can work for you.

Contact

Headquarters

4041 MacArthur Blvd.

Suite 260

Newport Beach, CA 92660

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