Is Woodside Credit Collector Car Financing the right fit for you?

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Last Updated: 04/18/2025

Woodside Credit Collector Car Financing

from Woodside Credit

Last Updated: 04/18/2025

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Strongly recommended51 total votes

48 users recommend

3 users don't recommend

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Highlights

Community Rating

Strongly recommended

Amount Range

$10,000 - $600,000

APR

N/A

Credit Score Range

700 - 850

Loan Term (Months)

N/A

Number of Reviews

Woodside Credit Collector Car Financing Review

Woodside Credit Collector Car Financing is offered by Woodside Credit, a direct lender founded in 2003 and based in Newport Beach, CA. Woodside credit are available in 50 states and Washington, DC.

Woodside credit FAQ

How much can you borrow via Woodside credit?

Woodside credit loan amounts start at $10,000 and go up to $600,000.

What APR does Woodside credit offer on its car loans?

Woodside credit offers an car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Woodside credit charge an origination fee?

Yes, Woodside credit may charge a loan origination fee .

Does Woodside credit charge a late fee?

Yes, Woodside credit charges borrowers with a late payment penalty fee

Does Woodside credit charge prepayment fees?

Yes, Woodside credit does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Woodside credit loan?

Yes, you can. However, Woodside credit charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Woodside Credit Collector Car Financing?

Applicants with a credit score of at least 700 and up to 850 may be eligible for Woodside Credit Collector Car Financing.

Woodside Credit Collector Car Financing does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Woodside Credit Collector Car Financing.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of identity

Does Woodside Credit perform a hard credit pull?

Yes, Woodside credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Woodside Credit a legit company?

Woodside Credit was founded in 2003, it is a well-established company that has been in business for 23 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Woodside credit

Whether you make a purchase through a private party, with a dealership, or at Barrett-Jackson, have confidence with Woodside. With $2 billion in collector car loans originated and 18 years’ experience, Woodside is driven to provide the best financing for classic, collector, and exotic vehicles. Experience commonsense lending and learn how the lowest monthly payments in America can benefit you. Woodside is solely dedicated to car enthusiasts. As a lender (not a broker), we're your dedicated resource from origination to close. See how the lowest monthly payments in America and commonsense lending practices can work for you.

Contact

Headquarters

4041 MacArthur Blvd.

Suite 260

Newport Beach, CA 92660

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +88, or 4.8 on a 5-point rating scale.

+88

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Woodside Credit Collector Car Financing Community Reviews

Would you recommend Woodside Credit Collector Car Financing to your friends?

Luis B.

Dec 28, 2024

May or may not recommend

I'm grateful to Woodside Credit for helping me purchase my dream car (Porsche). The loan process was smooth and easy. I will tell my friends about them.

Perry M.

Dec 21, 2024

May or may not recommend

If I had known about Woodside earlier, I would have realized my dream earlier. I never knew it would be easy to get my dream car at 30.

Mel M.

Nov 26, 2024

May or may not recommend

I’ve never had such an easy experience getting a car loan. Woodside Credit approved my loan within days, and their representatives were always so helpful and polite. They made buying my dream car a reality.

Jesse A.

Nov 18, 2024

May or may not recommend

Fantastic experience—fast and easy. They handled most of the work and went above and beyond, even more than the dealership.

Maaryann W.

Oct 24, 2024

May or may not recommend

Woodside Credit made the process easy. It was my first dream car, and they helped me finance it. Financing my exotic car couldn't have been easier.

Jackie R.

Oct 18, 2024

May or may not recommend

This was the highest loan I've ever taken to buy a car, and it was the fastest.

Joy B.

Sep 29, 2024

May or may not recommend

An absolute pleasure to work with. My representative was extremely communicative. They made the entire process of acquiring my new Porsche simple.

Maribel T.

Sep 16, 2024

May or may not recommend

Woodside Credit is an incredible company that genuinely cares about their customers' needs. The loan process was smooth and simple. Knew my terms and rate within minutes of applying. I am very pleased with my new vehicle and will use Woodside again in the future.

Vicki C.

Aug 21, 2024

May or may not recommend

Always excellent; it may be slightly more expensive in the long run, but it saves so much time on details and ensures that it is completed quickly and efficiently. I have used them a few times and intend to continue doing so whenever possible.

Shawn C.

Aug 14, 2024

May or may not recommend

Did an outstanding job closing the deal in a frenzy of a market. I would recommend doing business with this excellent company.

Aida S.

Jul 22, 2024

May or may not recommend

From beginning to end, the loan process was flawless. Because of Woodside's excellent communication, it was simple to complete the process after my loan was approved. I now have my dream car and would use Woodside again without hesitation

Cole M.

Jul 11, 2024

May or may not recommend

Woodside is exceptional. They simplify the financing process. I have had several loans with Woodside over the years, and it is always been a pleasure.

Lucille H.

Jun 20, 2024

May or may not recommend

Excellent customer service and support. The staff is very helpful and responsive to my questions. We were quickly able to close the deal, finish everything, and be on our way to driving the car of my dreams.

Patricia W.

Jun 17, 2024

May or may not recommend

This was my first time using Woodside, and I thoroughly enjoyed the experience. I was approved right away, and the transaction went perfectly. Woodside comes highly recommended from me. I bought a McLaren, and my next purchase will be a Bentley. I am going to use Woodside again. Thanks!!

Eugene H.

May 21, 2024

May or may not recommend

This was my first time doing anything like this, and Woodside made it so easy that I kept telling myself there had to be more. Thank you very much.

Jesse W.

May 16, 2024

May or may not recommend

As a first-time bidder at Barrett Jackson, it was intimidating and overwhelming at first, but the Woodside team assisted me every step of the way, making the experience as enjoyable and carefree as possible!

Melinda C.

Apr 18, 2024

May or may not recommend

It is my first time using Woodside Credit. I bought a 1955 Chevy Bel-Air. The process was simple, and Woodside delivered exactly what they promised. My sales representative was patient and attentive, addressing all of my questions and concerns. Everything was made possible by Woodside Credit. I will definitely be a returning customer. Thank you very much, Woodside!

Linda B.

Mar 18, 2024

May or may not recommend

Thank you, Woodside Credit, for your help in purchasing our most recent vehicle. The loan process went very quickly, which surprised both myself and the dealer. If I had to do everything again, I would not hesitate. Woodside credit can help you achieve your driving dreams!

Rochas M.

Feb 25, 2024

May or may not recommend

This was extremely helpful. They made the process of buying my dream car easy and fast.

Helen K.

Feb 21, 2024

May or may not recommend

The Woodside Credit team continues to make lending for vintage/classic automobiles enjoyable! Thank you

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