SuperMoney 
  Capital One Auto Refinance

Capital One Auto Refinance

in Auto Loan Refinancing from Capital One

Claimed

Capital One Auto Refinance

Claimed

in Auto Loan Refinancing from Capital One

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Capital One Auto Refinance to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
APR  (Fixed APR) 4.1% - 24.99%
Credit Score Range 540 - 850
Loan Term N/A months
Loan Amount $7,500 - $50,000

Capital One Auto Refinance Review

Capital One Auto Refinance is an auto loan refinance offering by Capital One, a bank based in McLean, VA. Founded in 1988, Capital One offers auto refinance loans in 48 states (and Washington, DC).

How much can you borrow via Capital One Auto Refinance?

Auto refinance loan amounts start at $7,500 and go up to $50,000.

What are the auto loan refinancing rates offered through Capital One Auto Refinance?

Capital One Auto Refinance offers a fixed APR auto loan refinancing product that ranges from 4.1% APR up to 24.99% APR.

Does Capital One Auto Refinance charge an origination fee on auto refinance loans?

No, Capital One Auto Refinance does not charge a loan origination fee for refinancing an auto loan.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount.

Does Capital One Auto Refinance charge a late fee?

Yes, auto refinance loans via Capital One Auto Refinance are subject to late payment penalty fees.

Does Capital One Auto Refinance charge prepayment fees?

No, there is no prepayment penalty.

What are the key eligibility criteria for Capital One Auto Refinance auto loan refinancing?

Applicants with a credit score of at least 540 can apply for a loan via Capital One Auto Refinance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of income

What is the maximum car age to refinance with Capital One?

Only vehicles that are 7 years old or less can qualify for an auto refinance.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 48 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Minimum Age 18
Credit Score Range 540 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $18,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 7
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Proof of Identity
  • Proof of Income
  • Proof of Insurance
  • Driver License (or other photo ID)
Loan Amount $7.5K - $50K
APR (Fixed APR) 4.1% - 24.99%

Be the first to rate

 
 

Would you recommend Capital One Auto Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Auto Loan Refinancing