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Chase Auto Refinance

in Auto Loan Refinancing from Chase Bank

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Chase Auto Refinance

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Highlights
Highlights
Credit Score Range 650 - 850
APR  (Variable APR) 4.89% - 5.24%
Loan Term 48 - 72 months
Loan Amount $7,500 - $100,000

Chase Auto Refinance Review

Chase Auto Refinance is an auto loan refinance offering by Chase Bank, a bank based in New York, NY. Founded in 1877, Chase Bank offers auto refinance loans in 50 states (and Washington, DC).

How much can you borrow via Chase Auto Refinance?

Auto refinance loan amounts start at $7,500 and go up to $100,000.

What are the auto loan refinancing rates offered through Chase Auto Refinance?

Chase Auto Refinance offers a variable APR auto loan refinancing product that ranges from 4.89% APR up to 5.24% APR.

What is the maximum loan term you can get with Chase Auto Refinance?

Chase Auto Refinance offers auto refinancing with terms ranging from 48 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Chase Auto Refinance charge an origination fee on auto refinance loans?

No, Chase Auto Refinance does not charge a loan origination fee for refinancing an auto loan.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount.

Does Chase Auto Refinance charge a late fee?

Yes, auto refinance loans via Chase Auto Refinance are subject to late payment penalty fees.

Does Chase Auto Refinance charge prepayment fees?

No, there is no prepayment penalty.

What are the key eligibility criteria for Chase Auto Refinance auto loan refinancing?

Applicants with a credit score of at least 650 can apply for a loan via Chase Auto Refinance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Proof of income

What is the maximum mileage to refinance with Chase Bank?

Chase Bank is an option for high-mileage vehicles. They will consider auto loan applications for vehicles with up to 120000 miles on the odometer.

What is the maximum car age to refinance with Chase Bank?

Only vehicles that are 10 years old or less can qualify for an auto refinance.

Does Chase Auto Refinance report loan payments to credit bureaus?

Chase Auto Refinance may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Minimum Age 18
Credit Score Range 650 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 10
Maximum Mileage 120,000
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Proof of Residence
  • Social Security Number
  • U.S. Tax Identification Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $7.5K - $100K
Loan Term 48 - 72 months
APR (Variable APR) 4.89% - 5.24%

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