Finley Fi Solutions Auto Refinance

Finley Fi Solutions Auto Refinance Review

Finley Fi Solutions Auto Refinance is an auto loan refinance offering by Finley Fi Solutions LLC, based in Waukegan, IL. Founded in 2020, Finley Fi Solutions LLC offers auto refinance loans in 3 states across the USA.

What are the auto loan refinancing rates offered through Finley Fi Solutions Auto Refinance?

Finley Fi Solutions Auto Refinance offers a car loan refinancing product that ranges from 6% APR up to 23% APR.

Does Finley Fi Solutions Auto Refinance charge an origination fee on auto refinance loans?

Yes, Finley Fi Solutions Auto Refinance charges a loan origination fee of $399.

Does Finley Fi Solutions Auto Refinance charge a late fee?

No, Finley Fi Solutions Auto Refinance will not charge you a late payment fee.

Does Finley Fi Solutions Auto Refinance charge prepayment fees?

Yes, Finley Fi Solutions Auto Refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for Finley Fi Solutions Auto Refinance?

To qualify for auto loan refinancing with Finley Fi Solutions Auto Refinance, applicants need a minimum annual income of $22,000 or higher. Finley Fi Solutions Auto Refinance only considers borrowers who are employed and meet the minimum income requirement. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Finley Fi Solutions Auto Refinance. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Finley Fi Solutions Auto Refinance.

To qualify, applicants may need to provide the following documentation:

• Applicants must have an active and valid personal checking account
• Recent pay stubs
• Proof of income
• Proof of insurance
• Driver's license
• Government issued photo ID
• Proof of identity
• Proof of residence

What is the estimated funding time for a car loan refinance with Finley Fi Solutions Auto Refinance?

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 1 to 2 days of approval.

Does Finley Fi Solutions Auto Refinance report your account activity to credit bureaus?

Yes, Finley Fi Solutions Auto Refinance reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.