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  Finley Fi Solutions Auto Refinance
Finley Fi Solutions Auto Refinance
in Auto Loan Refinancing from Finley Fi Solutions LLC
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Finley Fi Solutions Auto Refinance

Claimed
in Auto Loan Refinancing from Finley Fi Solutions LLC
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Highlights
Credit Score Range 630 - 760
Loan Amount N/A
APR  (Variable APR) 6% - 23%
(Verified 12/02/2022)
Loan Term (Months) N/A

Finley Fi Solutions Auto Refinance Review

Finley Fi Solutions Auto Refinance is an auto loan refinance offering by Finley Fi Solutions LLC, based in Waukegan, IL. Founded in 2020, Finley Fi Solutions LLC offers auto refinance loans in 3 states across the USA.

What are the auto loan refinancing rates offered through Finley Fi Solutions Auto Refinance?

Finley Fi Solutions Auto Refinance offers a car loan refinancing product that ranges from 6% APR up to 23% APR.

Does Finley Fi Solutions Auto Refinance charge an origination fee on auto refinance loans?

Yes, Finley Fi Solutions Auto Refinance charges a loan origination fee of $399.

Does Finley Fi Solutions Auto Refinance charge a late fee?

No, Finley Fi Solutions Auto Refinance will not charge you a late payment fee.

Does Finley Fi Solutions Auto Refinance charge prepayment fees?

Yes, Finley Fi Solutions Auto Refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for Finley Fi Solutions Auto Refinance?

Applicants with a credit score of at least 630 and up to 760 may be eligible for Finley Fi Solutions Auto Refinance. The minimum age to be eligible is 21 or the state minimum, whichever is higher.

To qualify for auto loan refinancing with Finley Fi Solutions Auto Refinance, applicants need a minimum annual income of $22,000 or higher. Finley Fi Solutions Auto Refinance only considers borrowers who are employed and meet the minimum income requirement. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Finley Fi Solutions Auto Refinance. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Finley Fi Solutions Auto Refinance.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Recent pay stubs
  • Proof of income
  • Proof of insurance
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of residence

What is the estimated funding time for a car loan refinance with Finley Fi Solutions Auto Refinance?

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 1 to 2 days of approval.

Does Finley Fi Solutions Auto Refinance report your account activity to credit bureaus?

Yes, Finley Fi Solutions Auto Refinance reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Finley Fi Solutions Auto Refinance Disclosure: By providing information about yourself in this pre-qualification and selecting the box to the left, you consent, acknowledge, and agree to the following: Consent for use of E-Signature and Electronic Disclosure Agreement Consent to Security Policy You are providing express written consent under the Fair Credit Reporting Act to authorize Finley Fi Solutions, LLC to obtain your credit profile from credit reporting agencies. You authorize ABC to obtain such information solely to evaluate your eligibility for certain loan product pre-qualification offers and acknowledge that this is not a final application for credit. No credit impact for checking your rates.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   2424 Washington St
    Waukegan, IL 60085
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About Finley Fi Solutions Auto Refinance

Availability

  Available in 3 states
  • California
  • Florida
  • Illinois

Feature Breakdown

No Late Fees
Origination Fee ($) $399
Checking Account Required
Credit Score Range 630 - 760
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Co-borrower
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
Minimum Age 21
Minimum Annual Income $22,000
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
Approval Speed 1 hour
Credit Bureau Reporting Other
Deferred Payments
  • Unemployment Protection
  • First 3 payments
Funding Time Range 1 - 2 days
Payment Options
  • Automatic Payments
  • Check by mail
Pre-Qualified Soft Credit Inquiry
APR (Variable APR) 6% - 23%
(Verified 12/02/2022)
APR Type Variable APR

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