SuperMoney 
  First Investors Auto Refinance

First Investors Auto Refinance

in Auto Loan Refinancing from First Investors Financial Services Inc.

Unaffiliated

First Investors Auto Refinance

Unaffiliated

in Auto Loan Refinancing from First Investors Financial Services Inc.

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend First Investors Auto Refinance to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly not recommended
APR  (Fixed APR) Starting at 7%
Credit Score Range 510 - 850
Loan Term 48 - 72 months
Loan Amount $8,000 - $40,000

First Investors Auto Refinance Review

First Investors Auto Refinance is an auto loan refinance offering by First Investors Financial Services Inc., based in Atlanta, GA. Founded in 1988, First Investors Financial Services Inc. offers auto refinance loans in 50 states (and Washington, DC).

How much can you borrow via First Investors Auto Refinance?

Auto refinance loan amounts start at $8,000 and go up to $40,000.

What are the auto loan refinancing rates offered through First Investors Auto Refinance?

First Investors Auto Refinance offers a fixed APR auto loan refinancing product that ranges from 7% APR.

What is the maximum loan term you can get with First Investors Auto Refinance?

First Investors Auto Refinance offers auto refinancing with terms ranging from 48 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does First Investors Auto Refinance charge an origination fee on auto refinance loans?

Yes, First Investors Auto Refinance charges a loan origination fee of $15 to $25

Does First Investors Auto Refinance charge a late fee?

Yes, auto refinance loans via First Investors Auto Refinance are subject to late payment penalty fees.

Does First Investors Auto Refinance charge prepayment fees?

No, there is no prepayment penalty.

What do you need to qualify for First Investors Auto Refinance?

Applicants with a credit score of at least 510 and up to 850 are eligible for First Investors Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for auto loan refinancing with First Investors Auto Refinance, applicants need a minimum annual income of $18,000 or higher. First Investors Auto Refinance will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Investors Auto Refinance. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the maximum mileage to refinance with First Investors Financial Services Inc.?

First Investors Financial Services Inc. is an option for high-mileage vehicles. They will consider auto loan applications for vehicles with up to 95000 miles on the odometer.

What is the maximum car age to refinance with First Investors Financial Services Inc.?

Only vehicles that are 8 years old or less can qualify for an auto refinance.

What is the estimated funding time for an auto loan refinance with First Investors Auto Refinance?

Auto refinance loan applications are typically approved (or denied) within 48 hours and funded within 1 to 20 days of approval.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Other Services by First Investors Financial Services Inc.

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Origination Fee ($) $15 - $25
Minimum Age 18
Credit Score Range 510 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $18,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Maximum Vehicle Age 8
Maximum Mileage 95,000
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $8K - $40K
Loan Term 48 - 72 months
APR (Fixed APR) Starting at 7%

First Investors Auto Refinance Community Reviews

 
 

Would you recommend First Investors Auto Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Auto Loan Refinancing