Overview

Where does First Investors Financial Services do business?

First Investors Financial Services is based in Houston, TX. It was founded in 1988 and offers auto refinance loans in state across the USA.

What are the auto loan refinancing rates offered through First Investors Financial Services?

APRs for auto refinance loans through First Investors Financial Services range from 7% to 24.95%.

What is the maximum loan term you can get with First Investors Financial Services?

First Investors Financial Services offers auto refinancing with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does First Investors Financial Services charge an origination fee on auto refinance loans?

Yes, First Investors Financial Services charges a loan origination fee.

Does First Investors Financial Services charge a late fee?

Yes, auto refinance loans via First Investors Financial Services are subject to late payment penalty fees.

Does First Investors Financial Services charge prepayment fees?

Yes, First Investors Financial Services does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for First Investors Financial Services auto loan refinancing?

Applicants with a credit score of at least 500 can apply for a loan via First Investors Financial Services. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit
• Recent pay stubs

What is the estimated funding time for an auto loan refinance with First Investors Financial Services?

Auto refinance loan applications are typically approved (or denied) within 48 hours and funded within 1 to 7 days of approval.