Last Updated: 04/18/2025
First Investors Auto Refinance
Unaffiliated
Last Updated: 04/18/2025
Cast Your Vote
Get Competing Auto Loan Refinancing Offers
Compare auto loan refinancing offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
Amount Range
$8,000 - $40,000
APR (Fixed APR)
Starting at 7%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
510 - 850
Loan Term (Months)
48 - 72
First Investors Auto Refinance Review
First Investors Financial Services refinance is an auto loan refinance offering by First Investors Financial Services Inc., based in Atlanta, GA. Founded in 1988, First Investors Financial Services Inc. offers auto refinance loans in 50 states (and Washington, DC).
Key Takeaways
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 510 are considered for First Investors Auto Refinance.
- Fast process. In some cases you can refinance your auto loan within 1 business day.
- Hard credit pull required. You can't check your rates or see if you prequalify for First Investors Auto Refinance without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Origination fees of $15 to $25.
- Long loan terms. First Investors Auto Refinance offers loan terms of up to 72 months. Most auto refinancing loans have a maximum term of 60 months.
First Investors Financial Services refinance Pros & Cons
| Pros | Cons |
|
|
First Investors Financial Services refinance FAQ
How much can you borrow via First Investors Financial Services refinance?
Auto refinance loan amounts start at $8,000 and go up to $40,000.
What are the auto loan refinancing rates offered through First Investors Financial Services refinance?
First Investors Financial Services refinance offers a fixed APR car loan refinancing product that ranges from 7% APR.
What is the maximum loan term you can get with First Investors Financial Services refinance?
First Investors Financial Services refinance offers auto refinancing with terms ranging from 48 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.
Does First Investors Financial Services refinance charge an origination fee on auto refinance loans?
Yes, First Investors Financial Services refinance charges a loan origination fee of $15 to $25
Does First Investors Financial Services refinance charge a late fee?
Yes, auto refinance loans via First Investors Financial Services refinance are subject to late payment penalty fees .
Does First Investors Financial Services refinance charge prepayment fees?
No, there is no prepayment penalty.
What do you need to qualify for First Investors Auto Refinance?
Applicants with a credit score of at least 510 and up to 850 may be eligible for First Investors Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher. First Investors Auto Refinance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Investors Auto Refinance.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for a car loan refinance with First Investors Financial Services refinance?
Auto refinance loan applications are typically funded within 1 to 20 days of approval.
Does First Investors Financial Services Inc. perform a hard credit pull?
Yes, First Investors Financial Services refinance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is First Investors Financial Services Inc. a legit company?
First Investors Financial Services Inc. was founded in 1988, it is a well-established company that has been in business for 38 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from First Investors Financial Services refinance
Contact
Headquarters