Is RefiJet Auto Refinance the right fit for you?
Last Updated: 03/31/2026
SuperMoney User Recommendation Score +63
Strongly recommended8 total votes
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Highlights
Community Rating
Strongly recommended
Amount Range
$7,500 - $150,000
APR (Fixed APR)
5.29% - 21.99%(Verified 02/24/2026)
Disclaimer popup with additional information
Credit Score Range
530 - 850
Loan Term (Months)
24 - 96
Number of Reviews
RefiJet Auto Refinance Review
RefiJet is an auto loan refinance offering by RefiJet, based in Greenwood Village, CO. Founded in 2016, RefiJet offers auto refinance loans in 50 states (and Washington, DC).
Key Takeaways
- Vehicle types. RefiJet refinances motorcycles, cars, and trucks.
- Lender Network. Unlike lenders that provide refinance loans directly, RefiJet is a broker that works with its lender network to fund your auto refinance loan.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 530 are considered for RefiJet Auto Refinance.
- Refinancing for large loan amounts. You can refinance auto loans of up to $150,000 with RefiJet Auto Refinance.
- Cosigner applications accepted. Applying for RefiJet Auto Refinance with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
- Long loan terms. RefiJet Auto Refinance offers loan terms of up to 96 months. Most auto refinancing loans have a maximum term of 60 months.
RefiJet Pros & Cons
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RefiJet FAQ
How much can you borrow via RefiJet?
Auto refinance loan amounts start at $7,500 and go up to $150,000.
What are the auto loan refinancing rates offered through RefiJet?
RefiJet offers a fixed APR car loan refinancing product that ranges from 5.29% APR up to 21.99% APR.
What is the maximum loan term you can get with RefiJet?
RefiJet offers auto refinancing with terms ranging from 24 to 96 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.
Does RefiJet charge an origination fee on auto refinance loans?
Yes, RefiJet charges a loan origination fee .
Does RefiJet charge a late fee?
Yes, auto refinance loans via RefiJet are subject to late payment penalty fees .
Does RefiJet charge prepayment fees?
No, there is no prepayment penalty.
What do you need to qualify for RefiJet Auto Refinance?
Applicants with a credit score of at least 530 and up to 850 may be eligible for RefiJet Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher. RefiJet Auto Refinance does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by RefiJet Auto Refinance.
To qualify, applicants may need to provide the following documentation:
- Loan payoff statements
- Proof of income
- Proof of insurance
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- U.S. tax identification number
Does RefiJet Auto Refinance report your account activity to credit bureaus?
Yes, RefiJet Auto Refinance reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does RefiJet perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. RefiJet allows you to check your rates with a soft credit pull.
Is RefiJet a legit company?
RefiJet was founded in 2016, it is a well-established company that has been in business for 10 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from RefiJet
Hours of Operation
Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 5:00PM
Saturday
9:00AM - 1:00PM
Other Services by RefiJet
SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +63, or 4.3 on a 5-point rating scale.
+63
-1000+100
No one recommends
Everyone recommends
RefiJet Auto Refinance Community Reviews
Would you recommend RefiJet Auto Refinance to your friends?
RH
Ricardo H.
Jun 4, 2025
May or may not recommend
William Romero and Jesse were very helpful in getting my refinance done quick and smoothly. Provided clear instructions and answered all my questions. Definitely recommend to anybody looking to refinance their vehicle.
YW
Yakhov W.
Apr 25, 2025
May or may not recommend
William Romero and Kyrie did an exeptional and thorough job of getting me refinanced out from under my old loan with the best interests rate I could possible get. Im very satisfied by William, team and Refijet overall. I will definantly vouch and refer them to others.
EP
Elizabeth P.
Apr 23, 2025
May or may not recommend
William Romero and Kyrie did an excellent Job helping me refinance my vehicle I went from an interest rate of 20.9% to 7.7%. I was just browsing around because my interest rate was very high and I was planning on refinancing after paying six payments but then William had contact me and told me that they could help me refinance sooner because my credit is good and my payments have ...Show More
MJ
Michael J.
Feb 28, 2025
May or may not recommend
Bruce Lee and Kyrie were completely supportive without being pushy, their professionalism was refreshing and made chosing Refijet a breeze.
SE
Scott E.
Feb 28, 2025
May or may not recommend
I applied for a lease buyout and the process couldn't have been simpler. RefiJet did the rate shopping for me, provided all documents electronically, and used an online Notary so I didn't need to go into an office. The same two people, Haven and Kyrie, helped me throughout the process. They answered all my questions promptly and were great to work with. I will definitely use RefiJet again for future ...Show More
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Artemisa D.
Nov 23, 2021
May or may not recommend
I would not recommend you waste your time with them. If you have great credit, you don’t need them. If you have bad credit, they won’t help you. If your credit is in the middle, they will reject you because they want great credit.
Don’t waste a “ding” on your credit with a hard inquiry because they will NOT help
NV
Neha V.
Jul 18, 2021
May or may not recommend
You can take this if you are looking for affordable rates and least hassel
KA
Kimberley A.
Oct 16, 2020
May or may not recommend
Great service. They handled all the complicated paper work for me. I was able to change the terms of my loan and extend my payment duration. Though I wished the credit score requirement was not so high.
Showing 8 of 8 reviews
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