
USAA Auto Refinance
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Credit Score Range | 560 - 850 |
Loan Amount | N/A |
APR (Fixed APR) | 2.59% - 13.85% |
Loan Term (Months) | 12 - 84 months |
USAA Auto Refinance Review
USAA auto refinance is an auto loan refinance offering by USAA, based in San Antonio, TX. Founded in 1922, USAA offers auto refinance loans in 50 states (and Washington, DC).
What are the auto loan refinancing rates offered through USAA auto refinance?
USAA auto refinance offers a fixed APR car loan refinancing product that ranges from 2.59% APR up to 13.85% APR.
What is the maximum loan term you can get with USAA auto refinance?
USAA auto refinance offers auto refinancing with terms ranging from 12 to 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.
Does USAA auto refinance charge an origination fee on auto refinance loans?
No, USAA auto refinance does not charge a loan origination fee for refinancing a car loan.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount.
Does USAA auto refinance charge a late fee?
Yes, auto refinance loans via USAA auto refinance are subject to late payment penalty fees.
Does USAA auto refinance charge prepayment fees?
Yes, USAA auto refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for USAA Auto Refinance?
Applicants with a credit score of at least 560 and up to 850 may be eligible for USAA Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.USAA Auto Refinance does not have or does not disclose a minimum annual income eligibility requirement. USAA Auto Refinance will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via USAA Auto Refinance. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by USAA Auto Refinance.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
What is the estimated funding time for a car loan refinance with USAA auto refinance?
Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 0 to 1 days of approval.
Is USAA a legit company?
USAA was founded in 1922, it is a well-established company that has been in business for 101 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Message From USAA auto refinance
Contact
- Headquarters
-
9800 Fredericksburg Road
San Antonio, TX 78288 USA - (210) 531-8722
- Visit Site
- Email Support
Other Services by USAA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
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