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  Check Into Cash Title Loans

Check Into Cash Title Loans

in Auto Title Loans from Check Into Cash

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Check Into Cash Title Loans

Claimed

in Auto Title Loans from Check Into Cash

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Loan Amount $1,000 - $25,000
APR  (Fixed APR) 6.99% - 36%
Credit Score Range 500 - 640

Check Into Cash Title Loans Review

Check Into Cash Title Loans is offered by Check Into Cash, a direct lender founded in 1993 and based in Cleveland, TN. Check Into Cash Title Loans is available in 22 states across the USA.

What rates does Check Into Cash Title Loans charge?

Check Into Cash Title Loans offers auto title loans with a fixed APR that ranges from 6.99% up to 36%. Interest rates vary by state.

Does Check Into Cash Title Loans charge an origination fee?

Yes, Check Into Cash Title Loans charges a loan origination fee.

Does Check Into Cash Title Loans charge a late fee?

Yes, Check Into Cash Title Loans charges borrowers a late payment fee.

Does Check Into Cash Title Loans charge prepayment fees?

Yes, Check Into Cash Title Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow from Check Into Cash Title Loans?

Loan amounts start at $1,000 and go up to $25,000.

What is the maximum loan term you can get with Check Into Cash Title Loans?

Check Into Cash Title Loans offers auto title loans with terms ranging from 12 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto title loan, the more interest you will pay.

What do you need to qualify for Check Into Cash Title Loans?

To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.

Applicants with a credit score of at least 500 and up to 640 are eligible for Check Into Cash Title Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Check Into Cash Title Loans does not have or does not disclose a minimum annual income eligibility requirement. Check Into Cash Title Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Check Into Cash Title Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Check Into Cash Title Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto title loan via Check Into Cash Title Loans?

Check Into Cash Title Loans will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 business days.

CHECK INTO CASH TITLE LOANS Disclosure: Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   201 Keith Street Suite 80
    Cleveland, TN 37311
  • (877) 262-2274

Other Services by Check Into Cash

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 22 states
  • Alabama
  • Alaska
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • Oklahoma
  • Oregon
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Clean Title Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Maximum Vehicle Age 36
Military Status
  • Non-Military
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Vehicle Requirements
  • Clear Title
  • Vehicle Paid Off
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term 12 - 24 months
Loan Amount $1K - $25K
APR (Fixed APR) 6.99% - 36%

Check Into Cash Title Loans Community Reviews

 

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