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Auto Equity Loans
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Last Updated: 03/05/2026

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Finova Financial Auto Equity Loan

in Auto Equity Loans from Finova Financial

Last Updated: 03/05/2026

Finova Financial Auto Equity Loan logo
Mostly not recommended9 total votes
4 users recommend
5 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Amount Range

$500 - $5,000
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APR (Fixed APR)

17% - 30%(Verified 06/21/2024)
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Credit Score Range

300 - 700
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Number of Reviews

9
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Finova Financial Auto Equity Loan Review

Finova Financial Auto Equity Loan is offered by Finova Financial, a direct lender founded in 2015 and based in West Palm Beach, FL. Finova Financial Auto Equity Loan are available in 7 states.

Finova Financial Auto Equity Loan FAQ

What rates does Finova Financial Auto Equity Loan charge?

Finova Financial Auto Equity Loan offers auto equity loans with a fixed APR that ranges from 17% up to 30% .

Does Finova Financial Auto Equity Loan charge an origination fee?

Yes, Finova Financial Auto Equity Loan charges a loan origination fee .

Does Finova Financial Auto Equity Loan charge a late fee?

Yes, Finova Financial Auto Equity Loan charges borrowers a late payment fee .

Does Finova Financial Auto Equity Loan charge prepayment fees?

No, Finova Financial Auto Equity Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Finova Financial Auto Equity Loan?

Loan amounts start at $500 and go up to $5,000.

What is the maximum loan term you can get with Finova Financial Auto Equity Loan?

Finova Financial Auto Equity Loan offers auto equity loans with terms ranging from 12 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto equity loan, the more interest you will pay.

What do you need to qualify for Finova Financial Auto Equity Loan?

To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.
The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Finova Financial Auto Equity Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Finova Financial Auto Equity Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto equity loan via Finova Financial Auto Equity Loan?

Finova Financial Auto Equity Loan will typically fund auto equity loans as soon as 7 business days of approval.

Does Finova Financial perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
Finova Financial Auto Equity Loan allows you to check your rates with a soft credit pull.

Is Finova Financial a legit company?

Finova Financial was founded in 2015, it is a well-established company that has been in business for 11 years. Finova Financial Auto Equity Loan is mostly not recommended by SuperMoney community users.

Finova Financial Auto Equity Loan Disclosure: To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and terms are subject to change at any time without notice and are subject to state restrictions.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Finova Financial Auto Equity Loan

Need cash for unexpected events? Unlock the cash in your car. Quick Decisions. Same Day Cash Funding.Good Credit Is Not Required. Online and Mobile – No need to ever visit a store. Pay at more than 30K Moneygram Locations.

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Headquarters

3300 South Dixie Highway Suite 1-380
West Palm Beach, FL 33405
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