Finova Financial Auto Equity Loan is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 03/05/2026
Not Currently Available
Finova Financial Auto Equity Loan
Claimed
from Finova Financial
Last Updated: 03/05/2026
SuperMoney User Recommendation Score -11
Mostly not recommended9 total votes
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Highlights
Community Rating
Mostly not recommended
Amount Range
$500 - $5,000
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APR (Fixed APR)
17% - 30%(Verified 06/21/2024)
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Credit Score Range
300 - 700
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Number of Reviews
Finova Financial Auto Equity Loan Review
Finova Financial Auto Equity Loan is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
Finova Financial Auto Equity Loan is offered by Finova Financial, a direct lender founded in 2015 and based in West Palm Beach, FL. Finova Financial Auto Equity Loan are available in 7 states.
Finova Financial Auto Equity Loan FAQ
What rates does Finova Financial Auto Equity Loan charge?
Finova Financial Auto Equity Loan offers auto equity loans with a fixed APR that ranges from 17% up to 30% .
Does Finova Financial Auto Equity Loan charge an origination fee?
Yes, Finova Financial Auto Equity Loan charges a loan origination fee .
Does Finova Financial Auto Equity Loan charge a late fee?
Yes, Finova Financial Auto Equity Loan charges borrowers a late payment fee .
Does Finova Financial Auto Equity Loan charge prepayment fees?
No, Finova Financial Auto Equity Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow from Finova Financial Auto Equity Loan?
Loan amounts start at $500 and go up to $5,000.
What is the maximum loan term you can get with Finova Financial Auto Equity Loan?
Finova Financial Auto Equity Loan offers auto equity loans with terms ranging from 12 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto equity loan, the more interest you will pay.
What do you need to qualify for Finova Financial Auto Equity Loan?
To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.
The minimum age to be eligible is 18 or the state minimum, whichever is higher. Finova Financial Auto Equity Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Finova Financial Auto Equity Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for an auto equity loan via Finova Financial Auto Equity Loan?
Finova Financial Auto Equity Loan will typically fund auto equity loans as soon as 7 business days of approval.
Does Finova Financial perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Finova Financial Auto Equity Loan allows you to check your rates with a soft credit pull.
Is Finova Financial a legit company?
Finova Financial was founded in 2015, it is a well-established company that has been in business for 11 years. Finova Financial Auto Equity Loan is mostly not recommended by SuperMoney community users.
Finova Financial Auto Equity Loan Disclosure: To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and terms are subject to change at any time without notice and are subject to state restrictions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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SuperMoney Net Recommendation Score
SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -11, or 2.8 on a 5-point rating scale.
-11
-1000+100
No one recommends
Everyone recommends
Finova Financial Auto Equity Loan Community Reviews
Would you recommend Finova Financial Auto Equity Loan to your friends?
TW
Tanisha W.
Oct 2, 2019
May or may not recommend
Rachel and Shelley are such an asset to the company ! Every time I call they are so sweet to me. They are so helpful when I need it and I wouldn't want to talk to anyone else besides those two. I feel really great when I talk to them, thanks girls!
LJ
Lisa J.
Jul 29, 2019
May or may not recommend
I had taken a loan from Finova Financial, come to realize that I have a 18 month term for $2,700 loan with $422.06 monthly payment for a total of $7,597.08 that's almost $5,000 more than my loan. This should be illegal, the make you pay for a specific "insurance" on the collateral vehicle that you use, mind you that this "insurance" is useless and you do not get it back. ...Show More
U
Anonymous
Mar 20, 2019
May or may not recommend
You get cash quick and easy. I didn't even have to leave my house to complete the application. The reps are so nice! Yes, the loan is expensive but I'm just grateful someone will lend to me with my awful credit. They give you options if you don't want to take their extra fee. Will be recommending to everyone!
U
Anonymous
Feb 12, 2019
May or may not recommend
Getting a loan with them is super easy, you just have to own a car with value and have income. They offer you the choice of their Damage Waiver or paying your own car insurance for the year so we paid our own insurance. If I couldn't do that, I just would have done the Damage Waiver - I get it, they still want to get their money back even ...Show More
SA
Scam A.
Dec 15, 2018
May or may not recommend
1st is is against florida usuary law with the debt cancellation scam they are putting on your loan. If you have a loan with them and you have paid that debt cancellation get in touch with the attorney general office they just fined another title loan company for the same thing. It is against the law period!
Mark M.
Apr 25, 2018
May or may not recommend
This company lies and uses collection practices that violate California fair debt collection practices.
The website shows a title loan with 17% interest paid off early and states this is typical. Unfortuantely this does not exist. Even though you use car as collateral you must buy their insurance which is pretty much the loan amount. When contacted about paying it off early the amount quoted was almost the ...Show More
U
Anonymous
Jan 16, 2018
May or may not recommend
Deceptive from the start. Never mentioned that you must carry their insurance and almost the same price of amount borrowed. They claim that the sooner you payit you will save so much money. However the insurance is not prorated so even if you pay the note off early the insurance premium is required to be paid in full. They also require you pay via moneygram which ...Show More
CS
CORINNE S.
May 25, 2017
May or may not recommend
I BORROWED $2,500 ONE WEEK AGO! I DID NOT UNDERSTAND THAT I WAS BEING CHARGED A FEE OF OVER $3,600 FOR INSURANCE THAT FINOVA PAYS FOR TO COVER THE AUTOMOBILE THAT I PUT A LIEN ON TO OBTAIN THE $2,500. WHEN I DOWNLOADED THE PAPERWORK IT SAID I HAD TO PAY BACK $7,500 FOR A $2,500 LOAN! I WENT TO MY CREDIT UNION (WHICH I SHOULD HAVE ...Show More
U
Anonymous
Nov 30, 2016
May or may not recommend
When I had seen Finova Financial online, I went with them and nobody else. It was very easy applying for a loan and the loan processor I worked with was great. Ms. ** was awesome! I didn’t have any trouble or difficulties at all. My experience has been great and I will highly recommend them.
Showing 9 of 9 reviews