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Business Checking Accounts
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Last Updated: 10/10/2025

Axos Bank Business Interest Checking

in Business Checking Accounts from Axos Bank

Last Updated: 10/10/2025

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Monthly Service Fee

$0 - $10(Verified 10/10/2025)
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ATM Fee: Out-of-Network (within the U.S.)

Starting at $0

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $5,000

APY (Annual Percentage Yield)

Up to 1.01%(Verified 10/10/2025)

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Axos Bank Business Interest Checking Review

Axos Bank Business Interest Checking is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank Business Interest Checking is available in 50 states and Washington, DC.

Key Takeaways

  • Up to 1.01% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.01%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $0.01.
  • Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$5,000.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. Axos Bank Business Interest Checking does not charge fees on ATM transactions .
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Axos Bank mobile or online banking.

Axos Bank Business Interest Checking Pros & Cons

Axos Bank Business Interest Checking FAQ

Are business checking accounts from Axos Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Axos Bank Business Interest Checking offer?

Axos Bank does not provide interest rate information until you apply for a new account.

What are the account minimums for Axos Bank Business Interest Checking?

Axos Bank Business Interest Checking requires a minimum initial deposit of $100 to open an account.

What fees does Axos Bank Business Interest Checking charge?

This account charges a monthly maintenance fee of up to $10.

What features and perks does Axos Bank Business Interest Checking offer?

This account includes the following features:
  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Axos Bank Business Interest Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Axos Bank Business Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Axos Bank Business Interest Checking

Earn up to 0.81% APY* and pay no monthly maintenance fee with an average daily balance of at least $5,000.

Contact

Headquarters

4350 La Jolla Village Drive
Suite 140
San Diego, CA 92122
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Hours of Operation

Sunday
12:00AM - 12:00AM
Monday
12:00AM - 12:00AM
Tuesday
12:00AM - 12:00AM
Wednesday
12:00AM - 12:00AM
Thursday
12:00AM - 12:00AM
Friday
12:00AM - 12:00AM
Saturday
12:00AM - 12:00AM

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