Last Updated: 05/11/2026
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Highlights
Monthly Service Fee
$0 - $10(Verified 10/10/2025)
Disclaimer popup with additional information
ATM Fee: Out-of-Network (within the U.S.)
Starting at $0
Minimum Average Balance to Avoid Monthly Service Fee
Starting at $5,000
APY (Annual Percentage Yield)
Up to 1.01%(Verified 10/10/2025)
Axos Bank Business Interest Checking Review
Axos Bank Business Interest Checking is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank Business Interest Checking is available in 50 states and Washington, DC.
Key Takeaways
- Up to 1.01% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.01%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $0.01.
- Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$5,000.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. Axos Bank Business Interest Checking does not charge fees on ATM transactions .
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Axos Bank mobile or online banking.
Axos Bank Business Interest Checking Pros & Cons
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Axos Bank Business Interest Checking FAQ
Are business checking accounts from Axos Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Axos Bank Business Interest Checking offer?
Axos Bank does not provide interest rate information until you apply for a new account.What are the account minimums for Axos Bank Business Interest Checking?
Axos Bank Business Interest Checking requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
| Minimum Initial Deposit | $100 |
| APY Minimum Balance | $0.01 |
| Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
What fees does Axos Bank Business Interest Checking charge?
This account charges a monthly maintenance fee of up to $10.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Account Closure | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Image Service | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Axos Bank Business Interest Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Axos Bank Business Interest Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Axos Bank Business Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message from Axos Bank Business Interest Checking
Hours of Operation
Sunday
12:00AM - 12:00AM
Monday
12:00AM - 12:00AM
Tuesday
12:00AM - 12:00AM
Wednesday
12:00AM - 12:00AM
Thursday
12:00AM - 12:00AM
Friday
12:00AM - 12:00AM
Saturday
12:00AM - 12:00AM
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Other Business Checking Accounts from Axos Bank
Monthly Service Fee
$0
Disclaimer popup with additional information
ATM Fee: Out-of-Network (within the U.S.)
Starting at $0
Minimum Average Balance to Avoid Monthly Service Fee
Starting at $0
APY (Annual Percentage Yield)
0%
Disclaimer popup with additional information
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+33
-1000+100
No one recommends
Everyone recommends
Axos Bank Business Interest Checking Community Reviews
Would you recommend Axos Bank Business Interest Checking to your friends?
Musa M.
Nov 6, 2023
May or may not recommend
I would give Axos Bank Interest Checking a 1-star rating. While the account offers no monthly maintenance fees, unlimited domestic ATM reimbursements, and no overdraft fees, poor customer satisfaction ratings and low APY on high-yield savings are major drawbacks. The mobile app is user-friendly and easy to navigate, and it offers fast and flexible payment options. However, the low APY on high-yield savings and poor customer satisfaction ratings may be ...Show More
Omar Pacifico C.
Jul 12, 2022
May or may not recommend
I really like this offer $100 New Account Bonus and of course 1.2%APY is the best! as we can get it with ATM fee reimbursements and no monthly services fees, best is account pays no interest and carries no monthly maintenance fee or minimum balance requirement. also, your first set of 50 checks are complimentary.
Damilare
Jun 11, 2022
May or may not recommend
Look, your first 50 transactions are free each month. Wow! Also, that feature where you can deposit checks remotely on this account is everything.
Showing 3 of 3 reviews