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  BlueVine Business Checking

BlueVine Business Checking

in Business Checking Accounts from BlueVine

Unaffiliated

BlueVine Business Checking

Unaffiliated

in Business Checking Accounts from BlueVine

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 1%

BlueVine Business Checking Review

BlueVine Business Checking is offered by BlueVine, a direct lender founded in 2013 and based in Palo Alto, CA. BlueVine Business Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. BlueVine Business Checking has an annual percentage yield of up to 1%, which is higher than the average. Note that you must keep a minimum balance of $0.01.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • No ATM fees. BlueVine Business Checking does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through BlueVine.
  • Hard credit pull. BlueVine may require a hard pull on your credit report to open a checking account.
BlueVine Business Checking Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.
BlueVine Business Checking FAQ

Are business checking accounts from BlueVine federally insured?

No, your BlueVine business checking accounts are not insured by a federal insurance agency. This means that if BlueVine were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does BlueVine Business Checking offer?

BlueVine Business Checking Rates & Terms
Description
APY (Annual Percentage Yield) 1%

BlueVine Business Checking offers an APY of 1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.

What are the account minimums for BlueVine Business Checking?

BlueVine Business Checking does not require a minimum initial deposit.

BlueVine Business Checking Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $0.01

What fees does BlueVine Business Checking charge?

The good news is that this account does not have a monthly service charge.

BlueVine Business Checking Fees
Description
Monthly Fee $0
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network N/A
NSF Fee $0
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee N/A
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does BlueVine Business Checking offer?

This account includes the following features:

  • Fraud monitoring - BlueVine Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BlueVine Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $0.01
Minimum Balance to Avoid Monthly Fee $0
Minimum Initial Deposit $0
ATM Fee: In-Network $0
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $15
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 1%

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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