| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | N/A |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 1% |
BlueVine Business Checking Review
BlueVine Business Checking is offered by BlueVine, a direct lender founded in 2013 and based in Palo Alto, CA. BlueVine Business Checking is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. BlueVine Business Checking has an annual percentage yield of up to 1%, which is higher than the average. Note that you must keep a minimum balance of $0.01.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. BlueVine Business Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through BlueVine.
- Hard credit pull. BlueVine may require a hard pull on your credit report to open a checking account.
BlueVine Business Checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
BlueVine Business Checking FAQ
Are business checking accounts from BlueVine federally insured?
No, your BlueVine business checking accounts are not insured by a federal insurance agency. This means that if BlueVine were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does BlueVine Business Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 1% |
BlueVine Business Checking offers an APY of 1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.
What are the account minimums for BlueVine Business Checking?
BlueVine Business Checking does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
| APY Minimum Balance | $0.01 |
What fees does BlueVine Business Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $15 |
What features and perks does BlueVine Business Checking offer?
This account includes the following features:
- Fraud monitoring - BlueVine Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BlueVine Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
550 Hamilton Avenue
Palo Alto, CA 94301 - (888) 505-3149
- Visit Site
Other Services by BlueVine
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| Minimum Opening Deposit | Starting at $0 |
BlueVine Business Checking Community Reviews
Would you recommend BlueVine Business Checking to your friends?
sorted by
Other Business Checking Accounts
Browse Business Checking Accounts
- Axos Bank Basic Business Checking
- Bridge City Bank Organization Link
- Community First Bank Business Checking Account
- Community First Bank Business Interest
- Community First Bank IOLTA
- Community First Bank Simply Free Business
- Exchange Bank Business Checking
- Huntington Bank Unlimited Plus Business Checking
- MembersFirst Credit Union Personal Business Checking
- PNC Bank Business Checking Plus
- PNC Bank Non-Profit Checking
- Wells Fargo Optimize Business Checking Account
