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Last Updated: 04/18/2025

BlueVine Business Checking

from BlueVine

Last Updated: 04/18/2025

BlueVine Business Checking logo
Rating not yet determined1 total votes
1 users recommend

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Highlights

Monthly Service Fee

$0(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $0

APY (Annual Percentage Yield)

1%(Verified 06/21/2024)

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BlueVine Business Checking Review

BlueVine Business Checking is offered by BlueVine, a direct lender founded in 2013 and based in Palo Alto, CA. BlueVine Business Checking is available in 50 states and Washington, DC.

Key Takeaways

  • Up to 1% annual percentage yield (APY). This account offers an annual percentage yield of up to 1%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $0.01.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. BlueVine Business Checking does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in BlueVine mobile or online banking.

BlueVine Business Checking Pros & Cons

BlueVine Business Checking FAQ

Are business checking accounts from BlueVine federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BlueVine Business Checking offer?

BlueVine Business Checking offers an APY of 1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.

What are the account minimums for BlueVine Business Checking?

BlueVine Business Checking does not require a minimum initial deposit.

What fees does BlueVine Business Checking charge?

The good news is that this account does not have a monthly service charge.

What features and perks does BlueVine Business Checking offer?

This account includes the following features:
  • Fraud monitoring - BlueVine Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BlueVine Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

BlueVine Business Checking logo

Message from BlueVine Business Checking

Checking built for small business. Unlimited transactions, live support, and no monthly fees. Small businesses are a big deal. That’s why we’ve built checking based on your needs. A checking account designed for the needs of small businesses. Run your business on your terms.

Contact

Headquarters

550 Hamilton Avenue
Palo Alto, CA 94301
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 8:00PM
Tuesday
8:00AM - 8:00PM
Wednesday
8:00AM - 8:00PM
Thursday
8:00AM - 8:00PM
Friday
8:00AM - 8:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

BlueVine Business Checking Community Reviews

Would you recommend BlueVine Business Checking to your friends?

KL

Kevin L.

Feb 27, 2021

May or may not recommend

We tried a couple of other no fee business checking accounts for our Amazon business, but in the end this was the one we stuck with. No overdraft or atm fees and no minimum deposit, or balance requirements provide peace of mind about hidden charges. They got the account opened in one day with only a soft credit pull, though I've heard from others that it can be a hard ...Show More

Showing 1 of 1 reviews

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