| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | N/A |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 1% |
BlueVine Business Checking Review
BlueVine Business Checking is offered by BlueVine, a direct lender founded in 2013 and based in Palo Alto, CA. BlueVine Business Checking is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. BlueVine Business Checking has an annual percentage yield of up to 1%, which is higher than the average. Note that you must keep a minimum balance of $0.01.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No ATM fees. BlueVine Business Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through BlueVine.
- Hard credit pull. BlueVine may require a hard pull on your credit report to open a checking account.
BlueVine Business Checking Pros & Cons
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|---|---|
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BlueVine Business Checking FAQ
Are business checking accounts from BlueVine federally insured?
No, your BlueVine business checking accounts are not insured by a federal insurance agency. This means that if BlueVine were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does BlueVine Business Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 1% |
BlueVine Business Checking offers an APY of 1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.
What are the account minimums for BlueVine Business Checking?
BlueVine Business Checking does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
| APY Minimum Balance | $0.01 |
What fees does BlueVine Business Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | N/A |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | N/A |
| NSF Fee | $0 |
| Overdraft Protection Fee (per transfer) | N/A |
| Overdraft Item Fee | N/A |
| Early Account Closure | N/A |
| Returned Deposit Fee (Domestic) | N/A |
| Debit Card Replacement Fee | N/A |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | N/A |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | N/A |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | N/A |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does BlueVine Business Checking offer?
This account includes the following features:
- Fraud monitoring - BlueVine Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BlueVine Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact
- Headquarters
-
550 Hamilton Avenue
Palo Alto, CA 94301 - (888) 505-3149
- Visit Site
Other Services by BlueVine
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| Minimum Initial Deposit | $0 |
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