Institution Type

Direct Lender

Marketplace Lending Platform

Other Institution

Broker

Nonbank Financial Service Provider

Financial Technology Company

Bank

Credit Union

Community Bank

Bank Partnership

About

Business Hours (PST) - Monday

Business Hours (PST) - Tuesday

Business Hours (PST) - Wednesday

Business Hours (PST) - Thursday

Business Hours (PST) - Friday

Business Hours (PST) - Saturday

Business Hours (PST) - Sunday

Annual Revenue

FDIC Insured

Key People

Number of Employees

Time Zone

New York (Eastern Time)

Chicago (Central Time)

Denver (Mountain Time)

Phoenix (Mountain Time no DST)

Los Angeles (Pacific Time)

Anchorage (Alaska Time)

Honolulu (Hawaii-Aleutian Time)

London (Greenwich Mean Time)

Berlin (Central European Time)

Moscow (Moscow Time)

Shanghai (China Time)

Manila (Philippine time)

Generic Contact Email

FDIC Certificate Number

Deposit Insurance

Member FDIC

Member SIPC

Insured by NCUA

Minimum Opening Deposit

Minimum Average Balance to Avoid Monthly Service Fee

ATM Fee: Out-of-Network (within the U.S.)

Monthly Service Fee

Overdraft Item Fee

Account Features

Check Writing

Online-Only Account

Teen Checking Account

Expense Management

Tax Tools

Student Checking Account

Joint Accounts

Rewards

Does not support direct deposits

Investment and Savings hybrid

Tiered-rate Account

Linked Savings Account

No ATM Access

Free Bill Pay (Standard Delivery)

Private Banking

No ATM Fees

Free Bill Pay

Mobile Check Deposit

No Monthly Maintenance Fee

Interest Bearing Account

ATM Reimbursement

Nationwide ATM Network

Check Images with Statement

Mobile Banking

Fraud Monitoring

Debit Card Lock/Unlock

Fraud Protection

Soft Credit Pull

IRAs

Debit Card

Automatic Transfers

Get Paid Early

Bauer Financial A+/A Rating

Branch Access

No Rollover Fee

States Offered

WV - West Virginia

WY - Wyoming

GU - Guam

AS - American Samoa

MP - Northern Mariana Islands

PR - Puerto Rico

VI - United States Virgin Islands

AK - Alaska

AL - Alabama

AR - Arkansas

AZ - Arizona

CA - California

CO - Colorado

CT - Connecticut

DC - Washington, DC

DE - Delaware

FL - Florida

GA - Georgia

HI - Hawaii

IA - Iowa

ID - Idaho

IL - Illinois

IN - Indiana

KS - Kansas

KY - Kentucky

LA - Louisiana

MA - Massachusetts

MD - Maryland

ME - Maine

MI - Michigan

MN - Minnesota

MO - Missouri

MS - Mississippi

MT - Montana

NC - North Carolina

ND - North Dakota

NE - Nebraska

NH - New Hampshire

NJ - New Jersey

NM - New Mexico

NV - Nevada

NY - New York

OH - Ohio

OK - Oklahoma

OR - Oregon

PA - Pennsylvania

RI - Rhode Island

SC - South Carolina

SD - South Dakota

TN - Tennessee

TX - Texas

UT - Utah

VA - Virginia

VT - Vermont

WA - Washington

WI - Wisconsin

APY (Annual Percentage Yield)

Capital One was founded in 1933 and is based in McLean, VA.

Learn more about Capital One and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Capital One.

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Best Business Checking Accounts for <span class="desktop-bold">March 2026</span>

 Capital One is offered by , founded in 1933 and based in McLean, VA. Capital One is available in states.

Capital One     is     offered   by ,        founded in 1933 and based in McLean, VA.    Capital One    is    available in      states.

Are business checking accounts from federally insured?

Are  business checking accounts  from    federally insured?

 No, your business checking accounts are not insured by a federal insurance agency. This means that if were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF. 

No, your  business checking accounts are not insured by a federal insurance agency. This means that if  were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

 Capital One is not an interest bearing account. 

What are the account minimums for Capital One?

What features and perks does Capital One offer?

This account includes the following features:

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Find the right business credit card for your company’s goals. SuperMoney’s user-powered ratings showcase top cards with tailored benefits like travel rewards, employee spending controls, and business credit-building tools. See what works best for growing your business.

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Compare Best Business Checking Accounts for March 2026

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Life is too short for bad business checking accounts. Find a better one here.

Best Business Checking Accounts - March 2026

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Capital One Business Checking Accounts 2026 Reviews