Chase Business Complete Banking

Chase Business Complete Banking Review

Chase Business Complete Banking is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Business Complete Banking is available in 41 states (and Washington, DC).

Key Takeaways

• Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities. Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. Alerts to help you stay on top of your account activity. Easy account management through Chase Business Online and the Chase Mobile® app. Unlimited electronic deposits, ACH and Chase QuickDepositSM. Convenient access to 16,000 ATMs and more than 4,700 branches.
• 0% APY. As with most checking accounts, Chase Business Complete Banking does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $2,000 or have a monthly direct deposit of $2,000.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.

Chase Business Complete Banking Pros & Cons

Chase Business Complete Banking FAQ

Are business checking accounts from Chase Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Business Complete Banking offer?

Chase Business Complete Banking is not an interest-bearing account.

What are the account minimums for Chase Business Complete Banking?

Chase Business Complete Banking does not require a minimum initial deposit.

What fees does Chase Business Complete Banking charge?

This account charges a monthly maintenance fee of up to $15.

What features and perks does Chase Business Complete Banking offer?

This account includes the following features:

• Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $2,000.
• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Chase Business Complete Banking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Chase Business Complete Banking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.