City Bank Commercial Checking Account is offered by City Bank,
a credit union
founded in 1941 and based in Lubbock, TX.
City Bank Commercial Checking Account are available in
2 states across the USA.
0% APY. As with most checking accounts, City Bank Commercial Checking Account does not pay interest.
Charges a monthly fee. This account charges a monthly service fee of $20.
$250 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Bill pay. Pay your bills to practically anyone in the United States through City Bank.
City Bank Commercial Checking Account Pros & Cons
Access to physical branches.
Free debit card and the option to lock/unlock the card if lost or stolen
No signup bonus.
Does not earn interest
Does not provide access to a nationwide ATM network.
Only available in 2 states.
Higher than average wire transfer fees.
Monthly service charge.
Charges a fee on out-of-network ATM transactions.
City Bank Commercial Checking Account FAQ
Are business checking accounts from City Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #25103). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does City Bank Commercial Checking Account offer?
City Bank Commercial Checking Account is not an interest-bearing account.
What are the account minimums for City Bank Commercial Checking Account?
City Bank Commercial Checking Account requires a minimum initial deposit of $250 to open an account.
City Bank Commercial Checking Account Account Minimums
Minimum Initial Deposit
What fees does City Bank Commercial Checking Account charge?
This account charges a monthly maintenance fee of $20.
City Bank Commercial Checking Account Fees
ATM Fee: In-Network
ATM Fee: Out-of-Network
Starting at $1.50
Early Account Closure
Foreign Transaction Fee (Debit Card)
Online Bill Pay Fee
Overdraft Item Fee
Overdraft Protection Fee (per transfer)
Paper Statement Fee
Returned Deposit Fee (Domestic)
Returned Deposit Fee (International)
Stop Payment Fee
Wire Transfer Fee - Domestic (Incoming)
Wire Transfer Fee - Domestic (Outgoing)
Wire Transfer Fee - International (Incoming)
Wire Transfer Fee - International (Outgoing)
What features and perks does City Bank Commercial Checking Account offer?
This account includes the following features:
Fraud monitoring - City Bank Commercial Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - City Bank Commercial Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message From City Bank Commercial Checking Account
Located right at the intersection of big and small, City Bank offers our commercial banking customers the high technology, mobility and advanced cash and credit management service you would expect from a large banking institution. Most importantly, we still provide the convenience and hands-on personal service that only a local community bank can. Don’t limit your business; help it grow with commercial checking services from City Bank. Perfect for larger businesses, our commercial checking accounts provide unlimited transactional items with low per-item fees. These accounts are specially designed to handle the high balance levels and transaction volume of large businesses.
Copyright 2023 SuperMoney, LLC. All rights reserved.
SuperMoney Advertiser Disclosure
*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc.
All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement,
affiliation, or sponsorship, of or by SuperMoney or them of us.
Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone,
and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.
SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain
sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site
(including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not
represent all financial services companies or products.
We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or
service provider and read the information they can provide.
† To check the rates and terms you qualify for, one or more soft credit pulls will be done by
SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a
lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and
may affect your credit.